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Auto Select · publishedFixed Deposit Rates of 3.5% vs. 3.7%: After-Tax Interest Difference on 1 Thousand Won Deposited for 1 Year Is KRW 16,920

Fixed Deposit Rates of 3.5% vs. 3.7%: After-Tax Interest Difference on 1 Thousand Won Deposited for 1 Year Is KRW 16,920

Assuming 1 thousand won is placed in a fixed deposit for 1 year, an annual rate of 3.5% produces approximately KRW 296,100 in after-tax interest, while an annual rate of 3.7% produces approximately KRW 313,020. After applying the standard tax rate of 15.4%, the difference is KRW 16,920. Although the interest rates differ by 0.2% percentage points, the actual difference received is smaller than the pre-tax difference of KRW 20,000. The calculation is straightforward. Deposit 1 thousand won for 12 months

Economy and financeLatest IssuesInternal SEO 92Views 262026-09-28 11:02:12

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#Fixed Deposits#10 Million Won#If Deposited#After Tax#Interest

Auto Select · publishedSwitching from the Youth Leap Account to the 2 Round of the Youth Future Savings Plan: Why You Should Not Close Your Existing Account First and the Correct Procedure

Switching from the Youth Leap Account to the 2 Round of the Youth Future Savings Plan: Why You Should Not Close Your Existing Account First and the Correct Procedure

If you currently hold a Youth Leap Account, you should not close it before applying for the 2 round of the Youth Future Savings Plan. As of 2026-09-28, the Financial Services Commission has outlined the following sequence: apply for the Youth Future Savings Plan and undergo eligibility screening → receive confirmation of eligibility → open a Youth Future Savings Plan account → complete a special early termination of the Youth Leap Account. Switching from the Youth Leap Account is once again permitted during the 2 recruitment round of the Youth Future Savings Plan.

Economy and financeAutomatic analysisInternal SEO 90Views 242026-09-28 09:01:03

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#Youth Leap Account#Youth Future Savings Plan#Second Round#Switching Accounts#Account Closure

Auto Select · publishedYouth Future Savings Account 2 Application Round: Am I Eligible Based on My Income and Age? 2025 Income and Date-of-Birth Requirements

Youth Future Savings Account 2 Application Round: Am I Eligible Based on My Income and Age? 2025 Income and Date-of-Birth Requirements

As of 2026-09-28, applications for the 2 round of the Youth Future Savings Account are open from October 7 through 16. Age eligibility is determined based on the account-opening period rather than the application date, with the standard birth-date range extending from 1991-11-17 to 2007-11-27. Income eligibility is assessed using 2025 income finalized by the National Tax Service. Therefore, you should not determine your eligibility based solely on your salary this year or your current age.

Government support and policyLatest IssuesInternal SEO 92Views 272026-09-28 07:01:51

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#Youth Future Savings Account#Second Round#Application#Income#Age Eligibility

Auto Select · publishedWhy Your National Pension Deduction Differs from Your Salary × 4.75%: How Standard Monthly Income Is Determined

Why Your National Pension Deduction Differs from Your Salary × 4.75%: How Standard Monthly Income Is Determined

In 2026, the employee contribution rate for workplace subscribers to the National Pension is 4.75%, but this does not mean that 4.75% is automatically multiplied by this month's gross salary to calculate the deduction. National Pension contributions are calculated by applying the contribution rate to the 'standard monthly income.' If your salary has recently increased or the composition of your allowances has changed, the National Pension deduction on your payslip may differ from a simple calculation. For a monthly salary of KRW 3,000,000, the employee contribution

Government support and policyAutomatic analysisInternal SEO 94Views 262026-09-28 01:01:11

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#National Pension#Deduction Amount#Monthly Salary#Different#Reasons

Auto Select · publishedWith a Monthly Salary of KRW 3,000,000, the National Pension Deduction in 2026 Is KRW 142,500 — You Don't Pay the Full 9.5%

With a Monthly Salary of KRW 3,000,000, the National Pension Deduction in 2026 Is KRW 142,500 — You Don't Pay the Full 9.5%

As of September 2026, if an employee enrolled in the National Pension Scheme through their workplace has a standard monthly income of KRW 3,000,000, the National Pension deduction from their salary is KRW 142,500. Although the total contribution rate is 9.5%, employees share the cost equally with their employers, so the employee contribution rate is 4.75%. The National Pension contribution rate for 2026 is 9.5%. However, employees enrolled through their workplaces and their employers each pay half.

Health and lifestyleLatest IssuesInternal SEO 89Views 292026-09-27 11:04:07

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#Monthly Salary#With a Monthly Salary of 3 Million Won#National Pension#142,500 Won#Deduction

Auto Select · published매도대금

9월 23일 매도대금, 29일 결제 전 28일에 다시 주식 살 수 있을까?

가능합니다. 2026년 9월 23일 국내주식을 매도한 대금은 추석 휴장 때문에 9월 29일 결제되지만, 일반적인 국내주식 계좌에서는 9월 28일 거래가 재개되면 그 매도대금을 새 주식 매수에 사용할 수 있습니다. 다만 재매수할 수 있는 돈과 은행으로 출금할 수 있는 돈은 같은 개념이 아닙니다. 추석 전 매도대금의 결제일이

Games and appsAutomatic analysisInternal SEO 90Views 262026-09-27 09:00:48

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#매도대금#결제#다시#Stocks#있을까

Auto Select · publishedWhy Proceeds from Stocks Sold on September 23 Settle on 29 After the Chuseok Holiday

Why Proceeds from Stocks Sold on September 23 Settle on 29 After the Chuseok Holiday

If a sale of Korean stocks was executed on Wednesday, September 23, the proceeds will be paid on Tuesday, September 29. This is because the 2026 Chuseok holiday runs from September 24 through 27, and Korean stocks follow the T+2 settlement system, under which trades settle on the second trading day after the transaction date. Therefore, if you sold stocks on 23 but cannot immediately withdraw the proceeds from your brokerage account, this is part of the normal settlement process during this holiday period

Games and appsLatest IssuesInternal SEO 94Views 312026-09-27 01:02:22

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#Stocks#Stock Sale Proceeds#Chuseok#Holiday#After

Auto Select · publishedSeptember 28 Credit Card Payment: When Do You Need to Have Money in Your Account? A Late Same-Day Deposit May Not Be Debited

September 28 Credit Card Payment: When Do You Need to Have Money in Your Account? A Late Same-Day Deposit May Not Be Debited

If your credit card payment was due during the 2026 Chuseok holiday, from September 24 to 27, the payment will generally be automatically debited from your designated payment account on September 28 without late fees. However, depositing money on September 28 does not guarantee a successful debit. Withdrawal processing times and retry procedures vary depending on the card issuer and the financial institution holding the payment account. Whenever possible, make sure sufficient funds are available before September 28.

Games and appsAutomatic analysisInternal SEO 94Views 332026-09-26 23:01:19

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#Credit Card Payments#When#Need to Deposit#What Is the Deadline#Same-Day

Auto Select · publishedChuseok Holiday Card Payments Will Be Debited on September 28; Check Loan Interest Payment Dates for Each Product Separately

Chuseok Holiday Card Payments Will Be Debited on September 28; Check Loan Interest Payment Dates for Each Product Separately

If your credit card payment due date falls during the 2026 Chuseok holiday period from September 24 to 27, the payment will be automatically debited on September 28 without late fees. Loan repayment maturities at financial institutions that fall during the same period will also be automatically extended to September 28 without overdue interest. However, the 2026 official guidance does not explicitly state that all regular loan interest payments and automatic principal-and-interest transfers follow the same schedule.

Games and appsLatest IssuesInternal SEO 92Views 332026-09-26 22:27:19

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#Chuseok#Holiday#Credit Card Payments#Account Debits#Loan Interest

Auto Select · publishedHow Much Would Your Mortgage Limit Decrease With an Annual Salary of KRW 50,000,000 and an Existing Personal Loan of KRW 30,000,000?

How Much Would Your Mortgage Limit Decrease With an Annual Salary of KRW 50,000,000 and an Existing Personal Loan of KRW 30,000,000?

Even with an annual income of KRW 50,000,000, an existing personal loan can significantly reduce your mortgage borrowing limit. Under the banking sector's DSR limit of 40%, your annual debt repayment capacity is KRW 20,000,000, but an existing personal loan uses up part of that allowance first. In particular, as of September 2026, the minimum stress interest rate for mortgages in the Seoul metropolitan area and regulated areas is 3.0%.

Economy and financeAutomatic analysisInternal SEO 90Views 392026-09-26 17:01:27

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#Annual Salary#50 Million Won#Personal Loan#30 Million Won#Existing Loan