September 28 Credit Card Payment: When Do You Need to Have Money in Your Account? A Late Same-Day Deposit May Not Be Debited
If your credit card payment was due during the 2026 Chuseok holiday, from September 24 to 27, the payment will generally be automatically debited from your designated payment account on September 28 without late fees. However, depositing money on September 28 does not guarantee a successful debit. Withdrawal processing times and retry procedures vary depending on the card issuer and the financial institution holding the payment account. Whenever possible, make sure sufficient funds are available before September 28.