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href="https://neoai.kr/news/article/반도체-중심-코스피-이익-성장-상반기-영업익-388조하반기에도-이어질까-93907f91?lang=en"/><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/homepage_post_509_60cdf8384a0148387c.jpg</image:loc><image:title>반도체 중심 코스피 이익 성장, 상반기 영업익 388조…하반기에도 이어질까</image:title></image:image></url><url><loc>https://neoai.kr/news/article/반도체-중심-코스피-이익-성장-상반기-영업익-388조하반기에도-이어질까-93907f91?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/반도체-중심-코스피-이익-성장-상반기-영업익-388조하반기에도-이어질까-93907f91?lang=ko"/><xhtml:link rel="alternate" hreflang="en" 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The Key Figure to Watch After the S&amp;P 500 Rebound</image:title></image:image></url><url><loc>https://neoai.kr/news/article/갤럭시-s26-fe-9월-4일-국내-출시-104만5000원에서-확인할-ai카메라-변화-eb688411?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/갤럭시-s26-fe-9월-4일-국내-출시-104만5000원에서-확인할-ai카메라-변화-eb688411?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/갤럭시-s26-fe-9월-4일-국내-출시-104만5000원에서-확인할-ai카메라-변화-eb688411?lang=en"/><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/homepage_post_643_3a4552a14b3a5098dc.jpg</image:loc><image:title>갤럭시 S26 FE 9월 4일 국내 출시, 104만5000원에서 확인할 AI·카메라 변화</image:title></image:image></url><url><loc>https://neoai.kr/news/article/갤럭시-s26-fe-9월-4일-국내-출시-104만5000원에서-확인할-ai카메라-변화-eb688411?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/갤럭시-s26-fe-9월-4일-국내-출시-104만5000원에서-확인할-ai카메라-변화-eb688411?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/갤럭시-s26-fe-9월-4일-국내-출시-104만5000원에서-확인할-ai카메라-변화-eb688411?lang=en"/><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/homepage_post_643_3a4552a14b3a5098dc.jpg</image:loc><image:title>Galaxy S26 FE Launches in South Korea on September 4: AI and Camera Changes to Examine at 1,045,000 Won</image:title></image:image></url><url><loc>https://neoai.kr/news/article/주가-9월-3일-코스피-657948-마감-장중-243포인트-흔들린-뒤-남은-신호-bf758011?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/주가-9월-3일-코스피-657948-마감-장중-243포인트-흔들린-뒤-남은-신호-bf758011?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/주가-9월-3일-코스피-657948-마감-장중-243포인트-흔들린-뒤-남은-신호-bf758011?lang=en"/><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p644_59c8dad8d268510c3ec7_p720.jpg</image:loc><image:title>주가 9월 3일 코스피 6,579.48 마감, 장중 243포인트 흔들린 뒤 남은 신호</image:title></image:image></url><url><loc>https://neoai.kr/news/article/주가-9월-3일-코스피-657948-마감-장중-243포인트-흔들린-뒤-남은-신호-bf758011?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/주가-9월-3일-코스피-657948-마감-장중-243포인트-흔들린-뒤-남은-신호-bf758011?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/주가-9월-3일-코스피-657948-마감-장중-243포인트-흔들린-뒤-남은-신호-bf758011?lang=en"/><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p644_59c8dad8d268510c3ec7_p720.jpg</image:loc><image:title>Stock Market on September 3: KOSPI Closes at 6,579.48, Signals After a 243-Point Intraday Swing</image:title></image:image></url><url><loc>https://neoai.kr/news/article/개인외국인기관-다-팔았는데-코스피-왜-올랐나-기타법인-1조5936억원의-정체-7554ed56?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/개인외국인기관-다-팔았는데-코스피-왜-올랐나-기타법인-1조5936억원의-정체-7554ed56?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/개인외국인기관-다-팔았는데-코스피-왜-올랐나-기타법인-1조5936억원의-정체-7554ed56?lang=en"/><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p645_5663d204bb58a4f8995e_p720.jpg</image:loc><image:title>개인·외국인·기관 다 팔았는데 코스피 왜 올랐나? 기타법인 1조5936억원의 정체</image:title></image:image></url><url><loc>https://neoai.kr/news/article/개인외국인기관-다-팔았는데-코스피-왜-올랐나-기타법인-1조5936억원의-정체-7554ed56?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/개인외국인기관-다-팔았는데-코스피-왜-올랐나-기타법인-1조5936억원의-정체-7554ed56?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/개인외국인기관-다-팔았는데-코스피-왜-올랐나-기타법인-1조5936억원의-정체-7554ed56?lang=en"/><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p645_5663d204bb58a4f8995e_p720.jpg</image:loc><image:title>Why Did the KOSPI Rise When Individuals, Foreign Investors, and Institutions All Sold? 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href="https://neoai.kr/news/article/뉴욕증시-선물-반등-이란-긴장-속-3대-지수-선물이-오른-배경과-cpi-변수-442a6fa1?lang=en"/><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/homepage_post_697_e5ace80ade01daff0e.jpg</image:loc><image:title>U.S. stock futures rebound: Why futures for the three major indexes rose amid Iran tensions and the CPI factor</image:title></image:image></url><url><loc>https://neoai.kr/news/article/미국-cpi-34-그대로인데-금리인상-가능성은-왜-더-커졌나-근원물가-03의-의미-8e17772c?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/미국-cpi-34-그대로인데-금리인상-가능성은-왜-더-커졌나-근원물가-03의-의미-8e17772c?lang=ko"/><xhtml:link rel="alternate" hreflang="en" 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href="https://neoai.kr/news/article/미국-cpi-34-그대로인데-금리인상-가능성은-왜-더-커졌나-근원물가-03의-의미-8e17772c?lang=en"/><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/homepage_post_698_a8927eed57e136c996.jpg</image:loc><image:title>Why Did the Likelihood of a U.S. Rate Hike Increase Even Though CPI Stayed at 3.4%? 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href="https://neoai.kr/news/article/이유영-둘째-딸-출산-4월에-알린-9월-예정과-실제-시점은-같았다-d952d2b5?lang=en"/><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p699_9cf2c8ec02c086950d8d_p720.jpg</image:loc><image:title>Lee Yoo-young Gives Birth to Her Second Daughter: The Actual Birth Month Matches the September Due Date Announced in April</image:title></image:image></url><url><loc>https://neoai.kr/news/article/뉴욕증시-5거래일-만에-반등-유가-2대-하락에도-cpi가-남긴-변수-뉴욕증시-5거래일-만에-반등-유가-2대-하락에도-cpi가-남긴-변수-ba4827f9?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/뉴욕증시-5거래일-만에-반등-유가-2대-하락에도-cpi가-남긴-변수-뉴욕증시-5거래일-만에-반등-유가-2대-하락에도-cpi가-남긴-변수-ba4827f9?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/뉴욕증시-5거래일-만에-반등-유가-2대-하락에도-cpi가-남긴-변수-뉴욕증시-5거래일-만에-반등-유가-2대-하락에도-cpi가-남긴-변수-ba4827f9?lang=en"/><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p700_f3692f11474f45651363_p720.jpg</image:loc><image:title>뉴욕증시 5거래일 만에 반등, 유가 2%대 하락에도 CPI가 남긴 변수# 뉴욕증시 5거래일 만에 반등, 유가 2%대 하락에도 CPI가 남긴 변수</image:title></image:image></url><url><loc>https://neoai.kr/news/article/뉴욕증시-5거래일-만에-반등-유가-2대-하락에도-cpi가-남긴-변수-뉴욕증시-5거래일-만에-반등-유가-2대-하락에도-cpi가-남긴-변수-ba4827f9?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/뉴욕증시-5거래일-만에-반등-유가-2대-하락에도-cpi가-남긴-변수-뉴욕증시-5거래일-만에-반등-유가-2대-하락에도-cpi가-남긴-변수-ba4827f9?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/뉴욕증시-5거래일-만에-반등-유가-2대-하락에도-cpi가-남긴-변수-뉴욕증시-5거래일-만에-반등-유가-2대-하락에도-cpi가-남긴-변수-ba4827f9?lang=en"/><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p700_f3692f11474f45651363_p720.jpg</image:loc><image:title>Wall Street Rebounds After 5 Trading Days, but CPI Leaves Uncertainty Despite a 2% Decline in Oil Prices# Wall Street Rebounds After 5 Trading Days, but CPI Leaves Uncertainty Despite a 2% Decline in Oil Prices</image:title></image:image></url><url><loc>https://neoai.kr/news/article/첫째와-둘째는-출생월-기준-약-25개월-차이-29bd9212?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/첫째와-둘째는-출생월-기준-약-25개월-차이-29bd9212?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/첫째와-둘째는-출생월-기준-약-25개월-차이-29bd9212?lang=en"/><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p701_fc6603867d080786a7c5_p720.jpg</image:loc><image:title>첫째와 둘째는 출생월 기준 약 25개월 차이</image:title></image:image></url><url><loc>https://neoai.kr/news/article/첫째와-둘째는-출생월-기준-약-25개월-차이-29bd9212?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/첫째와-둘째는-출생월-기준-약-25개월-차이-29bd9212?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/첫째와-둘째는-출생월-기준-약-25개월-차이-29bd9212?lang=en"/><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p701_fc6603867d080786a7c5_p720.jpg</image:loc><image:title>The first and second children are approximately 25 months apart based on their birth months</image:title></image:image></url><url><loc>https://neoai.kr/news/article/이유영-둘째-딸-출산-9월-출산-예정-뒤-전해진-소식소속사가-밝힌-범위는-어디까지-d8e0e594?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/이유영-둘째-딸-출산-9월-출산-예정-뒤-전해진-소식소속사가-밝힌-범위는-어디까지-d8e0e594?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/이유영-둘째-딸-출산-9월-출산-예정-뒤-전해진-소식소속사가-밝힌-범위는-어디까지-d8e0e594?lang=en"/><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p702_ee49efffc731743ca9e4_p720.jpg</image:loc><image:title>이유영 둘째 딸 출산, 9월 출산 예정 뒤 전해진 소식…소속사가 밝힌 범위는 어디까지</image:title></image:image></url><url><loc>https://neoai.kr/news/article/이유영-둘째-딸-출산-9월-출산-예정-뒤-전해진-소식소속사가-밝힌-범위는-어디까지-d8e0e594?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/이유영-둘째-딸-출산-9월-출산-예정-뒤-전해진-소식소속사가-밝힌-범위는-어디까지-d8e0e594?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/이유영-둘째-딸-출산-9월-출산-예정-뒤-전해진-소식소속사가-밝힌-범위는-어디까지-d8e0e594?lang=en"/><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p702_ee49efffc731743ca9e4_p720.jpg</image:loc><image:title>Actress Lee Yoo-young Gives Birth to Second Daughter: News Follows September Due Date—What Has Her Agency Confirmed?</image:title></image:image></url><url><loc>https://neoai.kr/news/article/출산-예정일보다-일찍-낳으면-조산일까-37주39주-기준이-다른-이유-출산-예정일보다-일찍-낳으면-조산일까-37주39주-기준이-다른-이유-3bb6d75e?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/출산-예정일보다-일찍-낳으면-조산일까-37주39주-기준이-다른-이유-출산-예정일보다-일찍-낳으면-조산일까-37주39주-기준이-다른-이유-3bb6d75e?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/출산-예정일보다-일찍-낳으면-조산일까-37주39주-기준이-다른-이유-출산-예정일보다-일찍-낳으면-조산일까-37주39주-기준이-다른-이유-3bb6d75e?lang=en"/><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p703_9baa44607562918f9db3_p720.jpg</image:loc><image:title>출산 예정일보다 일찍 낳으면 조산일까? 37주·39주 기준이 다른 이유# 출산 예정일보다 일찍 낳으면 조산일까? 37주·39주 기준이 다른 이유</image:title></image:image></url><url><loc>https://neoai.kr/news/article/출산-예정일보다-일찍-낳으면-조산일까-37주39주-기준이-다른-이유-출산-예정일보다-일찍-낳으면-조산일까-37주39주-기준이-다른-이유-3bb6d75e?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/출산-예정일보다-일찍-낳으면-조산일까-37주39주-기준이-다른-이유-출산-예정일보다-일찍-낳으면-조산일까-37주39주-기준이-다른-이유-3bb6d75e?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/출산-예정일보다-일찍-낳으면-조산일까-37주39주-기준이-다른-이유-출산-예정일보다-일찍-낳으면-조산일까-37주39주-기준이-다른-이유-3bb6d75e?lang=en"/><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p703_9baa44607562918f9db3_p720.jpg</image:loc><image:title>Is Giving Birth Before Your Due Date Considered Preterm? Why the 37-Week and 39-Week Thresholds Differ# Is Giving Birth Before Your Due Date Considered Preterm? Why the 37-Week and 39-Week Thresholds Differ</image:title></image:image></url><url><loc>https://neoai.kr/news/article/9월-8일-다우존스-선물은-왜-092-떨어졌나-4aeecd7c?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/9월-8일-다우존스-선물은-왜-092-떨어졌나-4aeecd7c?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/9월-8일-다우존스-선물은-왜-092-떨어졌나-4aeecd7c?lang=en"/><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p704_bd37002a900e206bf676_p720.jpg</image:loc><image:title>9월 8일 다우존스 선물은 왜 0.92% 떨어졌나</image:title></image:image></url><url><loc>https://neoai.kr/news/article/9월-8일-다우존스-선물은-왜-092-떨어졌나-4aeecd7c?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/9월-8일-다우존스-선물은-왜-092-떨어졌나-4aeecd7c?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/9월-8일-다우존스-선물은-왜-092-떨어졌나-4aeecd7c?lang=en"/><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p704_bd37002a900e206bf676_p720.jpg</image:loc><image:title>Why did Dow Jones futures fall 0.92% on September 8?</image:title></image:image></url><url><loc>https://neoai.kr/news/article/다우-선물-하락하면-본장도-떨어질까-개장-방향과-종가가-다른-이유-다우-선물-하락하면-본장도-떨어질까-개장-방향과-종가가-다른-이유-5a0aa5a1?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/다우-선물-하락하면-본장도-떨어질까-개장-방향과-종가가-다른-이유-다우-선물-하락하면-본장도-떨어질까-개장-방향과-종가가-다른-이유-5a0aa5a1?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/다우-선물-하락하면-본장도-떨어질까-개장-방향과-종가가-다른-이유-다우-선물-하락하면-본장도-떨어질까-개장-방향과-종가가-다른-이유-5a0aa5a1?lang=en"/><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p705_d31e2af4b3a401310aa5_p720.jpg</image:loc><image:title>다우 선물 하락하면 본장도 떨어질까? 개장 방향과 종가가 다른 이유# 다우 선물 하락하면 본장도 떨어질까? 개장 방향과 종가가 다른 이유</image:title></image:image></url><url><loc>https://neoai.kr/news/article/다우-선물-하락하면-본장도-떨어질까-개장-방향과-종가가-다른-이유-다우-선물-하락하면-본장도-떨어질까-개장-방향과-종가가-다른-이유-5a0aa5a1?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/다우-선물-하락하면-본장도-떨어질까-개장-방향과-종가가-다른-이유-다우-선물-하락하면-본장도-떨어질까-개장-방향과-종가가-다른-이유-5a0aa5a1?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/다우-선물-하락하면-본장도-떨어질까-개장-방향과-종가가-다른-이유-다우-선물-하락하면-본장도-떨어질까-개장-방향과-종가가-다른-이유-5a0aa5a1?lang=en"/><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p705_d31e2af4b3a401310aa5_p720.jpg</image:loc><image:title>If Dow Futures Fall, Will the Regular Session Fall Too? Why the Opening Direction and Closing Price Can Differ# If Dow Futures Fall, Will the Regular Session Fall Too? 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href="https://neoai.kr/news/article/미국-금리인상-발표-앞둔-뉴욕증시비트코인-전망-025p보다-중요한-것은-다음-금리-신호-0ded6ab2?lang=en"/><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p729_7cb42baf6bb5229a9772_p720.jpg</image:loc><image:title>미국 금리인상 발표 앞둔 뉴욕증시·비트코인 전망, 0.25%p보다 중요한 것은 다음 금리 신호</image:title></image:image></url><url><loc>https://neoai.kr/news/article/미국-금리인상-발표-앞둔-뉴욕증시비트코인-전망-025p보다-중요한-것은-다음-금리-신호-0ded6ab2?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/미국-금리인상-발표-앞둔-뉴욕증시비트코인-전망-025p보다-중요한-것은-다음-금리-신호-0ded6ab2?lang=ko"/><xhtml:link rel="alternate" hreflang="en" 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apart</image:title></image:image></url><url><loc>https://neoai.kr/news/article/zhbm은-기존-hbm과-무엇이-다른가-79bda5b3?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/zhbm은-기존-hbm과-무엇이-다른가-79bda5b3?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/zhbm은-기존-hbm과-무엇이-다른가-79bda5b3?lang=en"/><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p731_d3cf4fc173313c6143a0_p720.jpg</image:loc><image:title>zHBM은 기존 HBM과 무엇이 다른가</image:title></image:image></url><url><loc>https://neoai.kr/news/article/zhbm은-기존-hbm과-무엇이-다른가-79bda5b3?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/zhbm은-기존-hbm과-무엇이-다른가-79bda5b3?lang=ko"/><xhtml:link rel="alternate" hreflang="en" 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href="https://neoai.kr/news/article/일목균형표거래량rsi로-상승-하락을-읽는-법-방향힘과열을-따로-보면-쉽다-c013235e?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/일목균형표거래량rsi로-상승-하락을-읽는-법-방향힘과열을-따로-보면-쉽다-c013235e?lang=en"/><lastmod>2026-09-26</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p825_b80a4d5bf24130882cb6_s1080.jpg</image:loc><image:title>Informational thumbnail highlighting the key points of how to read uptrends and downtrends using Ichimoku Cloud, volume, and RSI by separating direction, strength, and overbought conditions</image:title></image:image></url><url><loc>https://neoai.kr/news/article/지지선저항선-찾는-법-전고점전저점부터-역할-전환까지-보는-순서-24cf78df?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/지지선저항선-찾는-법-전고점전저점부터-역할-전환까지-보는-순서-24cf78df?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/지지선저항선-찾는-법-전고점전저점부터-역할-전환까지-보는-순서-24cf78df?lang=en"/><lastmod>2026-09-26</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p826_c5bd63f5df4c9def672a_s1080.jpg</image:loc><image:title>지지선·저항선 찾는 법, 전고점·전저점부터 역할 전환까지 보는 순서 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/지지선저항선-찾는-법-전고점전저점부터-역할-전환까지-보는-순서-24cf78df?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/지지선저항선-찾는-법-전고점전저점부터-역할-전환까지-보는-순서-24cf78df?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/지지선저항선-찾는-법-전고점전저점부터-역할-전환까지-보는-순서-24cf78df?lang=en"/><lastmod>2026-09-26</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p826_c5bd63f5df4c9def672a_s1080.jpg</image:loc><image:title>Informational thumbnail highlighting the key points of how to identify support and resistance levels, from previous highs and lows to role reversals</image:title></image:image></url><url><loc>https://neoai.kr/news/article/연봉-5000만원에-신용대출-3000만원-있으면-주담대-한도-얼마나-줄어들까-413a320b?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/연봉-5000만원에-신용대출-3000만원-있으면-주담대-한도-얼마나-줄어들까-413a320b?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/연봉-5000만원에-신용대출-3000만원-있으면-주담대-한도-얼마나-줄어들까-413a320b?lang=en"/><lastmod>2026-09-26</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p827_c8d920fc5dc7232082f2_s1080.jpg</image:loc><image:title>연봉 5000만원에 신용대출 3000만원 있으면 주담대 한도 얼마나 줄어들까 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/연봉-5000만원에-신용대출-3000만원-있으면-주담대-한도-얼마나-줄어들까-413a320b?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/연봉-5000만원에-신용대출-3000만원-있으면-주담대-한도-얼마나-줄어들까-413a320b?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/연봉-5000만원에-신용대출-3000만원-있으면-주담대-한도-얼마나-줄어들까-413a320b?lang=en"/><lastmod>2026-09-26</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p827_c8d920fc5dc7232082f2_s1080.jpg</image:loc><image:title>Informational thumbnail explaining how much your mortgage borrowing limit could decrease with an annual salary of 50 million won and an existing personal loan of 30 million won</image:title></image:image></url><url><loc>https://neoai.kr/news/article/추석-연휴-카드대금은-9월-28일-출금-대출이자는-상품별-납입일을-따로-확인하세요-56987be5?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/추석-연휴-카드대금은-9월-28일-출금-대출이자는-상품별-납입일을-따로-확인하세요-56987be5?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/추석-연휴-카드대금은-9월-28일-출금-대출이자는-상품별-납입일을-따로-확인하세요-56987be5?lang=en"/><lastmod>2026-09-26</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p828_81e86c11ff24efa98554_s1080.jpg</image:loc><image:title>추석 연휴 카드대금은 9월 28일 출금, 대출이자는 상품별 납입일을 따로 확인하세요 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/추석-연휴-카드대금은-9월-28일-출금-대출이자는-상품별-납입일을-따로-확인하세요-56987be5?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/추석-연휴-카드대금은-9월-28일-출금-대출이자는-상품별-납입일을-따로-확인하세요-56987be5?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/추석-연휴-카드대금은-9월-28일-출금-대출이자는-상품별-납입일을-따로-확인하세요-56987be5?lang=en"/><lastmod>2026-09-26</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p828_81e86c11ff24efa98554_s1080.jpg</image:loc><image:title>Informational thumbnail highlighting key points: Chuseok holiday card payments will be debited on September 28; check loan interest payment dates separately for each product</image:title></image:image></url><url><loc>https://neoai.kr/news/article/9월-28일-카드대금-돈은-언제까지-넣어야-할까-당일-입금이-늦으면-출금-안-될-수-있다-7fe570ca?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/9월-28일-카드대금-돈은-언제까지-넣어야-할까-당일-입금이-늦으면-출금-안-될-수-있다-7fe570ca?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/9월-28일-카드대금-돈은-언제까지-넣어야-할까-당일-입금이-늦으면-출금-안-될-수-있다-7fe570ca?lang=en"/><lastmod>2026-09-26</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p829_b43022a93a0fbeaad678_s1080.jpg</image:loc><image:title>9월 28일 카드대금, 돈은 언제까지 넣어야 할까? 당일 입금이 늦으면 출금 안 될 수 있다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/9월-28일-카드대금-돈은-언제까지-넣어야-할까-당일-입금이-늦으면-출금-안-될-수-있다-7fe570ca?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/9월-28일-카드대금-돈은-언제까지-넣어야-할까-당일-입금이-늦으면-출금-안-될-수-있다-7fe570ca?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/9월-28일-카드대금-돈은-언제까지-넣어야-할까-당일-입금이-늦으면-출금-안-될-수-있다-7fe570ca?lang=en"/><lastmod>2026-09-26</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p829_b43022a93a0fbeaad678_s1080.jpg</image:loc><image:title>September 28 Credit Card Payment: When Do You Need to Have Money in Your Account? A Late Same-Day Deposit May Not Be Debited - Informational thumbnail highlighting the key points</image:title></image:image></url><url><loc>https://neoai.kr/news/article/9월-23일-주식-매도대금-추석-연휴-지나-29일-결제되는-이유-3e66fc68?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/9월-23일-주식-매도대금-추석-연휴-지나-29일-결제되는-이유-3e66fc68?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/9월-23일-주식-매도대금-추석-연휴-지나-29일-결제되는-이유-3e66fc68?lang=en"/><lastmod>2026-10-23</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p830_efacb440661db0d63dd5_s1080.jpg</image:loc><image:title>9월 23일 주식 매도대금, 추석 연휴 지나 29일 결제되는 이유 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/9월-23일-주식-매도대금-추석-연휴-지나-29일-결제되는-이유-3e66fc68?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/9월-23일-주식-매도대금-추석-연휴-지나-29일-결제되는-이유-3e66fc68?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/9월-23일-주식-매도대금-추석-연휴-지나-29일-결제되는-이유-3e66fc68?lang=en"/><lastmod>2026-10-23</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p830_efacb440661db0d63dd5_s1080.jpg</image:loc><image:title>Informational thumbnail explaining why proceeds from stocks sold on September 23 settle on September 29 after the Chuseok holiday</image:title></image:image></url><url><loc>https://neoai.kr/news/article/9월-23일-매도대금-29일-결제-전-28일에-다시-주식-살-수-있을까-f5042562?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/9월-23일-매도대금-29일-결제-전-28일에-다시-주식-살-수-있을까-f5042562?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/9월-23일-매도대금-29일-결제-전-28일에-다시-주식-살-수-있을까-f5042562?lang=en"/><lastmod>2026-09-27</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p831_eda27cd8020190b785ac_s1080.jpg</image:loc><image:title>9월 23일 매도대금, 29일 결제 전 28일에 다시 주식 살 수 있을까? 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/9월-23일-매도대금-29일-결제-전-28일에-다시-주식-살-수-있을까-f5042562?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/9월-23일-매도대금-29일-결제-전-28일에-다시-주식-살-수-있을까-f5042562?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/9월-23일-매도대금-29일-결제-전-28일에-다시-주식-살-수-있을까-f5042562?lang=en"/><lastmod>2026-09-27</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p831_eda27cd8020190b785ac_s1080.jpg</image:loc><image:title>Can You Buy Stocks Again on September 28 Using Proceeds from Shares Sold on September 23, Before Settlement on September 29? Informational thumbnail summarizing the key points</image:title></image:image></url><url><loc>https://neoai.kr/news/article/월급-300만원이면-2026년-국민연금-14만2500원-공제-95를-전부-내는-건-아닙니다-e5e8282f?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/월급-300만원이면-2026년-국민연금-14만2500원-공제-95를-전부-내는-건-아닙니다-e5e8282f?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/월급-300만원이면-2026년-국민연금-14만2500원-공제-95를-전부-내는-건-아닙니다-e5e8282f?lang=en"/><lastmod>2026-09-27</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p832_85b349e69bbeed2f505c_s1080.jpg</image:loc><image:title>월급 300만원이면 2026년 국민연금 14만2500원 공제, 9.5%를 전부 내는 건 아닙니다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/월급-300만원이면-2026년-국민연금-14만2500원-공제-95를-전부-내는-건-아닙니다-e5e8282f?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/월급-300만원이면-2026년-국민연금-14만2500원-공제-95를-전부-내는-건-아닙니다-e5e8282f?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/월급-300만원이면-2026년-국민연금-14만2500원-공제-95를-전부-내는-건-아닙니다-e5e8282f?lang=en"/><lastmod>2026-09-27</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p832_85b349e69bbeed2f505c_s1080.jpg</image:loc><image:title>Informational thumbnail explaining that a monthly salary of 3 million won results in a National Pension deduction of 142,500 won in 2026, rather than the employee paying the full 9.5%</image:title></image:image></url><url><loc>https://neoai.kr/news/article/국민연금-공제액이-월급475와-다른-이유-기준소득월액은-이렇게-정해집니다-4e6fb0a0?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/국민연금-공제액이-월급475와-다른-이유-기준소득월액은-이렇게-정해집니다-4e6fb0a0?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/국민연금-공제액이-월급475와-다른-이유-기준소득월액은-이렇게-정해집니다-4e6fb0a0?lang=en"/><lastmod>2026-09-28</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p833_1718b4cc866187afbb30_s1080.jpg</image:loc><image:title>국민연금 공제액이 월급×4.75%와 다른 이유, 기준소득월액은 이렇게 정해집니다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/국민연금-공제액이-월급475와-다른-이유-기준소득월액은-이렇게-정해집니다-4e6fb0a0?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/국민연금-공제액이-월급475와-다른-이유-기준소득월액은-이렇게-정해집니다-4e6fb0a0?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/국민연금-공제액이-월급475와-다른-이유-기준소득월액은-이렇게-정해집니다-4e6fb0a0?lang=en"/><lastmod>2026-09-28</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p833_1718b4cc866187afbb30_s1080.jpg</image:loc><image:title>Informational thumbnail explaining why National Pension deductions differ from monthly salary × 4.75% and how standard monthly income is determined</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청년미래적금-2차-신청-내-소득나이면-가입-대상일까-2025년-소득과-생년월일-기준-92637639?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청년미래적금-2차-신청-내-소득나이면-가입-대상일까-2025년-소득과-생년월일-기준-92637639?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청년미래적금-2차-신청-내-소득나이면-가입-대상일까-2025년-소득과-생년월일-기준-92637639?lang=en"/><lastmod>2026-09-28</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p834_20e23019afea8661f863_s1080.jpg</image:loc><image:title>청년미래적금 2차 신청, 내 소득·나이면 가입 대상일까? 2025년 소득과 생년월일 기준 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청년미래적금-2차-신청-내-소득나이면-가입-대상일까-2025년-소득과-생년월일-기준-92637639?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청년미래적금-2차-신청-내-소득나이면-가입-대상일까-2025년-소득과-생년월일-기준-92637639?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청년미래적금-2차-신청-내-소득나이면-가입-대상일까-2025년-소득과-생년월일-기준-92637639?lang=en"/><lastmod>2026-09-28</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p834_20e23019afea8661f863_s1080.jpg</image:loc><image:title>Youth Future Savings Account Second Application Round: Am I Eligible Based on My Income and Age? Informational Thumbnail Covering Key 2025 Income and Date-of-Birth Requirements</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청년도약계좌에서-청년미래적금-2차로-갈아타기-먼저-해지하면-안-되는-이유와-순서-b363c66b?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청년도약계좌에서-청년미래적금-2차로-갈아타기-먼저-해지하면-안-되는-이유와-순서-b363c66b?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청년도약계좌에서-청년미래적금-2차로-갈아타기-먼저-해지하면-안-되는-이유와-순서-b363c66b?lang=en"/><lastmod>2026-09-28</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p835_71ed694bdedbbed7832d_s1080.jpg</image:loc><image:title>청년도약계좌에서 청년미래적금 2차로 갈아타기, 먼저 해지하면 안 되는 이유와 순서 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청년도약계좌에서-청년미래적금-2차로-갈아타기-먼저-해지하면-안-되는-이유와-순서-b363c66b?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청년도약계좌에서-청년미래적금-2차로-갈아타기-먼저-해지하면-안-되는-이유와-순서-b363c66b?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청년도약계좌에서-청년미래적금-2차로-갈아타기-먼저-해지하면-안-되는-이유와-순서-b363c66b?lang=en"/><lastmod>2026-09-28</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p835_71ed694bdedbbed7832d_s1080.jpg</image:loc><image:title>Informational thumbnail summarizing the key points about switching from the Youth Leap Account to the second round of the Youth Future Savings Plan, why you should not close your existing account first, and the correct procedure</image:title></image:image></url><url><loc>https://neoai.kr/news/article/정기예금-35와-37-1천만원-1년-맡기면-세후-이자-차이는-1만6920원-4e560db7?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/정기예금-35와-37-1천만원-1년-맡기면-세후-이자-차이는-1만6920원-4e560db7?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/정기예금-35와-37-1천만원-1년-맡기면-세후-이자-차이는-1만6920원-4e560db7?lang=en"/><lastmod>2026-09-28</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p836_3531e1aa03c2893d5427_s1080.jpg</image:loc><image:title>정기예금 3.5%와 3.7%, 1천만원 1년 맡기면 세후 이자 차이는 1만6920원 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/정기예금-35와-37-1천만원-1년-맡기면-세후-이자-차이는-1만6920원-4e560db7?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/정기예금-35와-37-1천만원-1년-맡기면-세후-이자-차이는-1만6920원-4e560db7?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/정기예금-35와-37-1천만원-1년-맡기면-세후-이자-차이는-1만6920원-4e560db7?lang=en"/><lastmod>2026-09-28</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p836_3531e1aa03c2893d5427_s1080.jpg</image:loc><image:title>Informational thumbnail highlighting the key points: Fixed deposit rates of 3.5% vs. 3.7%, with an after-tax interest difference of 16,920 won on a 10 million won deposit held for one year</image:title></image:image></url><url><loc>https://neoai.kr/news/article/예금자보호-1억원-원금-1억-넣으면-이자는-같은-은행-여러-계좌까지-합산됩니다-25165f17?lang=ko</loc><lastmod>2026-09-28</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p837_59cadd8ac7052685f23c_s1080.jpg</image:loc><image:title>예금자보호 1억원, 원금 1억 넣으면 이자는? 같은 은행 여러 계좌까지 합산됩니다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/신혼부부-보금자리론-합산소득-기준-넘어도-10월-19일부터-1인-7000만원-기준-적용-e028127b?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/신혼부부-보금자리론-합산소득-기준-넘어도-10월-19일부터-1인-7000만원-기준-적용-e028127b?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/신혼부부-보금자리론-합산소득-기준-넘어도-10월-19일부터-1인-7000만원-기준-적용-e028127b?lang=en"/><lastmod>2026-09-28</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p838_57d27a74697b7b926767_s1080.jpg</image:loc><image:title>신혼부부 보금자리론, 합산소득 기준 넘어도 10월 19일부터 1인 7000만원 기준 적용 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/신혼부부-보금자리론-합산소득-기준-넘어도-10월-19일부터-1인-7000만원-기준-적용-e028127b?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/신혼부부-보금자리론-합산소득-기준-넘어도-10월-19일부터-1인-7000만원-기준-적용-e028127b?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/신혼부부-보금자리론-합산소득-기준-넘어도-10월-19일부터-1인-7000만원-기준-적용-e028127b?lang=en"/><lastmod>2026-09-28</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p838_57d27a74697b7b926767_s1080.jpg</image:loc><image:title>Informational thumbnail explaining the key points of the Bogeumjari Loan for newlyweds: the individual income threshold of KRW 70 million applies from October 19 even when combined household income exceeds the limit</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026년-4분기-소상공인-일반경영안정자금-매출-감소-없어도-신청-대상이-될-수-있습니다-05125074?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026년-4분기-소상공인-일반경영안정자금-매출-감소-없어도-신청-대상이-될-수-있습니다-05125074?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026년-4분기-소상공인-일반경영안정자금-매출-감소-없어도-신청-대상이-될-수-있습니다-05125074?lang=en"/><lastmod>2026-09-28</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p839_50dbccb561eced87dc99_s1080.jpg</image:loc><image:title>2026년 4분기 소상공인 일반경영안정자금, 매출 감소 없어도 신청 대상이 될 수 있습니다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026년-4분기-소상공인-일반경영안정자금-매출-감소-없어도-신청-대상이-될-수-있습니다-05125074?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026년-4분기-소상공인-일반경영안정자금-매출-감소-없어도-신청-대상이-될-수-있습니다-05125074?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026년-4분기-소상공인-일반경영안정자금-매출-감소-없어도-신청-대상이-될-수-있습니다-05125074?lang=en"/><lastmod>2026-09-28</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p839_50dbccb561eced87dc99_s1080.jpg</image:loc><image:title>2026 Fourth-Quarter General Business Stabilization Funds for Small Businesses: You May Qualify Even Without a Decline in Sales - Informational Thumbnail Summarizing the Key Points</image:title></image:image></url><url><loc>https://neoai.kr/news/article/소상공인-정책자금-확인서-받으면-대출-확정일까-일반경영안정자금은-은행-심사가-남습니다-b35eca9e?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/소상공인-정책자금-확인서-받으면-대출-확정일까-일반경영안정자금은-은행-심사가-남습니다-b35eca9e?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/소상공인-정책자금-확인서-받으면-대출-확정일까-일반경영안정자금은-은행-심사가-남습니다-b35eca9e?lang=en"/><lastmod>2026-09-29</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p840_9b3906af04b483beb4bc_s1080.jpg</image:loc><image:title>소상공인 정책자금 확인서 받으면 대출 확정일까? 일반경영안정자금은 은행 심사가 남습니다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/소상공인-정책자금-확인서-받으면-대출-확정일까-일반경영안정자금은-은행-심사가-남습니다-b35eca9e?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/소상공인-정책자금-확인서-받으면-대출-확정일까-일반경영안정자금은-은행-심사가-남습니다-b35eca9e?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/소상공인-정책자금-확인서-받으면-대출-확정일까-일반경영안정자금은-은행-심사가-남습니다-b35eca9e?lang=en"/><lastmod>2026-09-29</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p840_9b3906af04b483beb4bc_s1080.jpg</image:loc><image:title>Informational thumbnail summarizing the key points: Does receiving a small business policy loan eligibility certificate guarantee approval? General Business Stabilization Loans still require bank review.</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청약예금부금저축-전환-9월-30일-서두를-필요-없다2027년까지-연장가입기간-인정-기준-1a028281?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청약예금부금저축-전환-9월-30일-서두를-필요-없다2027년까지-연장가입기간-인정-기준-1a028281?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청약예금부금저축-전환-9월-30일-서두를-필요-없다2027년까지-연장가입기간-인정-기준-1a028281?lang=en"/><lastmod>2026-09-29</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p841_d0889ef62aca266af58b_s1080.jpg</image:loc><image:title>청약예금·부금·저축 전환, 9월 30일 서두를 필요 없다…2027년까지 연장·가입기간 인정 기준 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청약예금부금저축-전환-9월-30일-서두를-필요-없다2027년까지-연장가입기간-인정-기준-1a028281?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청약예금부금저축-전환-9월-30일-서두를-필요-없다2027년까지-연장가입기간-인정-기준-1a028281?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청약예금부금저축-전환-9월-30일-서두를-필요-없다2027년까지-연장가입기간-인정-기준-1a028281?lang=en"/><lastmod>2026-09-29</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p841_d0889ef62aca266af58b_s1080.jpg</image:loc><image:title>Informational thumbnail summarizing the key points of converting housing subscription deposit, installment, and savings accounts: No need to rush by September 30… Deadline extended through 2027 and rules for recognizing previous membership periods</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청약예금부금-전환하면-공공주택-납입횟수도-살아날까-기존-실적-인정-기준이-다릅니다-1c771066?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청약예금부금-전환하면-공공주택-납입횟수도-살아날까-기존-실적-인정-기준이-다릅니다-1c771066?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청약예금부금-전환하면-공공주택-납입횟수도-살아날까-기존-실적-인정-기준이-다릅니다-1c771066?lang=en"/><lastmod>2026-09-29</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p842_bfc5c9ac038898655e6b_s1080.jpg</image:loc><image:title>청약예금·부금 전환하면 공공주택 납입횟수도 살아날까? 기존 실적 인정 기준이 다릅니다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청약예금부금-전환하면-공공주택-납입횟수도-살아날까-기존-실적-인정-기준이-다릅니다-1c771066?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청약예금부금-전환하면-공공주택-납입횟수도-살아날까-기존-실적-인정-기준이-다릅니다-1c771066?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청약예금부금-전환하면-공공주택-납입횟수도-살아날까-기존-실적-인정-기준이-다릅니다-1c771066?lang=en"/><lastmod>2026-09-29</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p842_bfc5c9ac038898655e6b_s1080.jpg</image:loc><image:title>Informational thumbnail explaining whether payment history for public housing carries over when converting a housing subscription deposit or installment savings account, and how the rules for recognizing previous records differ</image:title></image:image></url><url><loc>https://neoai.kr/news/article/주택담보대출-연봉별-한도-2026년에는-dsr-40와-지역별-스트레스-금리가-먼저-갈라놓는다-2e9e665b?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/주택담보대출-연봉별-한도-2026년에는-dsr-40와-지역별-스트레스-금리가-먼저-갈라놓는다-2e9e665b?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/주택담보대출-연봉별-한도-2026년에는-dsr-40와-지역별-스트레스-금리가-먼저-갈라놓는다-2e9e665b?lang=en"/><lastmod>2026-09-29</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p843_da4046708047d59971f0_s1080.jpg</image:loc><image:title>주택담보대출 연봉별 한도, 2026년에는 DSR 40%와 지역별 스트레스 금리가 먼저 갈라놓는다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/주택담보대출-연봉별-한도-2026년에는-dsr-40와-지역별-스트레스-금리가-먼저-갈라놓는다-2e9e665b?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/주택담보대출-연봉별-한도-2026년에는-dsr-40와-지역별-스트레스-금리가-먼저-갈라놓는다-2e9e665b?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/주택담보대출-연봉별-한도-2026년에는-dsr-40와-지역별-스트레스-금리가-먼저-갈라놓는다-2e9e665b?lang=en"/><lastmod>2026-09-29</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p843_da4046708047d59971f0_s1080.jpg</image:loc><image:title>Informational thumbnail highlighting mortgage loan limits by annual salary in 2026 and how DSR 40% and regional stress interest rates affect borrowing capacity</image:title></image:image></url><url><loc>https://neoai.kr/news/article/주담대-부부합산-dsr-배우자-소득만-더하면-한도-늘까-부채도-함께-합산됩니다-5986d38a?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/주담대-부부합산-dsr-배우자-소득만-더하면-한도-늘까-부채도-함께-합산됩니다-5986d38a?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/주담대-부부합산-dsr-배우자-소득만-더하면-한도-늘까-부채도-함께-합산됩니다-5986d38a?lang=en"/><lastmod>2026-09-29</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p844_0e31fb330f7f83128594_s1080.jpg</image:loc><image:title>주담대 부부합산 DSR, 배우자 소득만 더하면 한도 늘까? 부채도 함께 합산됩니다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/주담대-부부합산-dsr-배우자-소득만-더하면-한도-늘까-부채도-함께-합산됩니다-5986d38a?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/주담대-부부합산-dsr-배우자-소득만-더하면-한도-늘까-부채도-함께-합산됩니다-5986d38a?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/주담대-부부합산-dsr-배우자-소득만-더하면-한도-늘까-부채도-함께-합산됩니다-5986d38a?lang=en"/><lastmod>2026-09-29</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p844_0e31fb330f7f83128594_s1080.jpg</image:loc><image:title>Informational thumbnail highlighting the key points of joint spousal income for mortgage DSR: Does adding a spouse&#x27;s income increase the loan limit? Their debts are included too.</image:title></image:image></url><url><loc>https://neoai.kr/news/article/주담대-고정금리혼합형변동금리-금리가-같아도-dsr-한도가-달라지는-이유-fe2b76a9?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/주담대-고정금리혼합형변동금리-금리가-같아도-dsr-한도가-달라지는-이유-fe2b76a9?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/주담대-고정금리혼합형변동금리-금리가-같아도-dsr-한도가-달라지는-이유-fe2b76a9?lang=en"/><lastmod>2026-09-30</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p845_a056115a8745df7f2bc6_s1080.jpg</image:loc><image:title>주담대 고정금리·혼합형·변동금리, 금리가 같아도 DSR 한도가 달라지는 이유 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/주담대-고정금리혼합형변동금리-금리가-같아도-dsr-한도가-달라지는-이유-fe2b76a9?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/주담대-고정금리혼합형변동금리-금리가-같아도-dsr-한도가-달라지는-이유-fe2b76a9?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/주담대-고정금리혼합형변동금리-금리가-같아도-dsr-한도가-달라지는-이유-fe2b76a9?lang=en"/><lastmod>2026-09-30</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p845_a056115a8745df7f2bc6_s1080.jpg</image:loc><image:title>Informational thumbnail explaining why mortgage DSR limits differ even when fixed, hybrid, and variable interest rates are the same</image:title></image:image></url><url><loc>https://neoai.kr/news/article/실업급여-월-198만원에서-176만원으로-바뀌면-총수령액도-줄어들까-d51f5046?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/실업급여-월-198만원에서-176만원으로-바뀌면-총수령액도-줄어들까-d51f5046?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/실업급여-월-198만원에서-176만원으로-바뀌면-총수령액도-줄어들까-d51f5046?lang=en"/><lastmod>2026-09-30</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p846_05088adca88c56d5f715_s1080.jpg</image:loc><image:title>실업급여 월 198만원에서 176만원으로 바뀌면 총수령액도 줄어들까 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/실업급여-월-198만원에서-176만원으로-바뀌면-총수령액도-줄어들까-d51f5046?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/실업급여-월-198만원에서-176만원으로-바뀌면-총수령액도-줄어들까-d51f5046?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/실업급여-월-198만원에서-176만원으로-바뀌면-총수령액도-줄어들까-d51f5046?lang=en"/><lastmod>2026-09-30</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p846_05088adca88c56d5f715_s1080.jpg</image:loc><image:title>Informational thumbnail explaining whether total unemployment benefits will decrease if monthly payments change from 1.98 million won to 1.76 million won</image:title></image:image></url><url><loc>https://neoai.kr/news/article/실업급여-6개월-근무했는데-180일이-안-되는-이유-주5일이면-이렇게-계산합니다-a1da2331?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/실업급여-6개월-근무했는데-180일이-안-되는-이유-주5일이면-이렇게-계산합니다-a1da2331?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/실업급여-6개월-근무했는데-180일이-안-되는-이유-주5일이면-이렇게-계산합니다-a1da2331?lang=en"/><lastmod>2026-09-30</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p847_6d70fcc74f2b31a582ad_s1080.jpg</image:loc><image:title>실업급여 6개월 근무했는데 180일이 안 되는 이유, 주5일이면 이렇게 계산합니다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/실업급여-6개월-근무했는데-180일이-안-되는-이유-주5일이면-이렇게-계산합니다-a1da2331?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/실업급여-6개월-근무했는데-180일이-안-되는-이유-주5일이면-이렇게-계산합니다-a1da2331?lang=ko"/><xhtml:link rel="alternate" hreflang="en" 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Informational Thumbnail Summarizing the Key Points</image:title></image:image></url><url><loc>https://neoai.kr/news/article/육아휴직-분할하면-남은-기간은-며칠-30일31일을-단순-합산하면-틀릴-수-있습니다-1936255c?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/육아휴직-분할하면-남은-기간은-며칠-30일31일을-단순-합산하면-틀릴-수-있습니다-1936255c?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/육아휴직-분할하면-남은-기간은-며칠-30일31일을-단순-합산하면-틀릴-수-있습니다-1936255c?lang=en"/><lastmod>2026-10-01</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p857_88234e34e356f8a242d1_s1080.jpg</image:loc><image:title>육아휴직 분할하면 남은 기간은 며칠? 30일·31일을 단순 합산하면 틀릴 수 있습니다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/육아휴직-분할하면-남은-기간은-며칠-30일31일을-단순-합산하면-틀릴-수-있습니다-1936255c?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/육아휴직-분할하면-남은-기간은-며칠-30일31일을-단순-합산하면-틀릴-수-있습니다-1936255c?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/육아휴직-분할하면-남은-기간은-며칠-30일31일을-단순-합산하면-틀릴-수-있습니다-1936255c?lang=en"/><lastmod>2026-10-01</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p857_88234e34e356f8a242d1_s1080.jpg</image:loc><image:title>How Much Parental Leave Remains After Splitting It? Simply Adding 30-Day and 31-Day Periods Can Give the Wrong Answer - Informational Thumbnail Summarizing the Key Points</image:title></image:image></url><url><loc>https://neoai.kr/news/article/변동형-주담대-금리-05p-오르면-1억3억5억원-대출-월-이자는-얼마나-늘어나나-659dbbc2?lang=ko</loc><lastmod>2026-10-01</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p858_6b98b92a2617146f5cd1_s1080.jpg</image:loc><image:title>변동형 주담대 금리 0.5%p 오르면 1억·3억·5억원 대출 월 이자는 얼마나 늘어나나 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/주담대-금리-445-올랐다면-원금-얼마-갚아야-월-상환액이-그대로일까-b9db4d76?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/주담대-금리-445-올랐다면-원금-얼마-갚아야-월-상환액이-그대로일까-b9db4d76?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/주담대-금리-445-올랐다면-원금-얼마-갚아야-월-상환액이-그대로일까-b9db4d76?lang=en"/><lastmod>2026-10-02</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p859_40449472285746e17381_s1080.jpg</image:loc><image:title>주담대 금리 4%→4.5% 올랐다면 원금 얼마 갚아야 월 상환액이 그대로일까 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/주담대-금리-445-올랐다면-원금-얼마-갚아야-월-상환액이-그대로일까-b9db4d76?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/주담대-금리-445-올랐다면-원금-얼마-갚아야-월-상환액이-그대로일까-b9db4d76?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/주담대-금리-445-올랐다면-원금-얼마-갚아야-월-상환액이-그대로일까-b9db4d76?lang=en"/><lastmod>2026-10-02</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p859_40449472285746e17381_s1080.jpg</image:loc><image:title>Mortgage rate rises from 4% to 4.5%: How much principal must you repay to keep your monthly payment unchanged? Informational thumbnail summarizing the key points.</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청년도약계좌에서-청년미래적금으로-갈아타면-기존-정부기여금비과세-혜택은-유지된다-94a48ead?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청년도약계좌에서-청년미래적금으로-갈아타면-기존-정부기여금비과세-혜택은-유지된다-94a48ead?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청년도약계좌에서-청년미래적금으로-갈아타면-기존-정부기여금비과세-혜택은-유지된다-94a48ead?lang=en"/><lastmod>2026-10-02</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p860_d6efc06ff4afbb1ceb87_s1080.jpg</image:loc><image:title>청년도약계좌에서 청년미래적금으로 갈아타면 기존 정부기여금·비과세 혜택은 유지된다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청년도약계좌에서-청년미래적금으로-갈아타면-기존-정부기여금비과세-혜택은-유지된다-94a48ead?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청년도약계좌에서-청년미래적금으로-갈아타면-기존-정부기여금비과세-혜택은-유지된다-94a48ead?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청년도약계좌에서-청년미래적금으로-갈아타면-기존-정부기여금비과세-혜택은-유지된다-94a48ead?lang=en"/><lastmod>2026-10-02</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p860_d6efc06ff4afbb1ceb87_s1080.jpg</image:loc><image:title>Informational thumbnail summarizing how switching from the Youth Leap Account to the Youth Future Savings Account preserves existing government contributions and tax benefits</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청년미래적금-우대형-1215-지방-중소기업은-25-2026-가입자도-소급될까-12e92573?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청년미래적금-우대형-1215-지방-중소기업은-25-2026-가입자도-소급될까-12e92573?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청년미래적금-우대형-1215-지방-중소기업은-25-2026-가입자도-소급될까-12e92573?lang=en"/><lastmod>2026-10-02</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p861_1b9a08b932ff8b909b24_s1080.jpg</image:loc><image:title>청년미래적금 우대형 12%→15%, 지방 중소기업은 25%? 2026 가입자도 소급될까 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청년미래적금-우대형-1215-지방-중소기업은-25-2026-가입자도-소급될까-12e92573?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청년미래적금-우대형-1215-지방-중소기업은-25-2026-가입자도-소급될까-12e92573?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청년미래적금-우대형-1215-지방-중소기업은-25-2026-가입자도-소급될까-12e92573?lang=en"/><lastmod>2026-10-02</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p861_1b9a08b932ff8b909b24_s1080.jpg</image:loc><image:title>Youth Future Savings preferential contribution rate 12%→15%, 25% for regional SMEs? Will 2026 subscribers also receive retroactive payments? Informational thumbnail summarizing the key points</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026년-소상공인-정책자금-4분기-대리대출-10월-6일-오전-10시-시작신청-대상은-4가지로-나뉜다-dcf66c88?lang=ko</loc><lastmod>2026-10-02</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p862_535078453e0eaefda895_s1080.jpg</image:loc><image:title>2026년 소상공인 정책자금 4분기 대리대출, 10월 6일 오전 10시 시작…신청 대상은 4가지로 나뉜다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/소상공인-정책자금-4분기-확인서-12월-23일까지-은행-대출-실행을-끝내야-할까-0e7ffb51?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/소상공인-정책자금-4분기-확인서-12월-23일까지-은행-대출-실행을-끝내야-할까-0e7ffb51?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/소상공인-정책자금-4분기-확인서-12월-23일까지-은행-대출-실행을-끝내야-할까-0e7ffb51?lang=en"/><lastmod>2026-10-02</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p863_c17ec6b93881c9478bd1_s1080.jpg</image:loc><image:title>소상공인 정책자금 4분기 확인서, 12월 23일까지 은행 대출 실행을 끝내야 할까? 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/소상공인-정책자금-4분기-확인서-12월-23일까지-은행-대출-실행을-끝내야-할까-0e7ffb51?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/소상공인-정책자금-4분기-확인서-12월-23일까지-은행-대출-실행을-끝내야-할까-0e7ffb51?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/소상공인-정책자금-4분기-확인서-12월-23일까지-은행-대출-실행을-끝내야-할까-0e7ffb51?lang=en"/><lastmod>2026-10-02</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p863_c17ec6b93881c9478bd1_s1080.jpg</image:loc><image:title>Q4 small business policy funding certificate: Must the bank loan be disbursed by December 23? Informational thumbnail summarizing the key points.</image:title></image:image></url><url><loc>https://neoai.kr/news/article/소득-없는-전업주부50대-국민연금-임의가입-2026년-월-9만6230원부터-a4078a3c?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/소득-없는-전업주부50대-국민연금-임의가입-2026년-월-9만6230원부터-a4078a3c?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/소득-없는-전업주부50대-국민연금-임의가입-2026년-월-9만6230원부터-a4078a3c?lang=en"/><lastmod>2026-10-02</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p864_6577734dec8b469126c6_s1080.jpg</image:loc><image:title>소득 없는 전업주부·50대 국민연금 임의가입, 2026년 월 9만6230원부터 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/소득-없는-전업주부50대-국민연금-임의가입-2026년-월-9만6230원부터-a4078a3c?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/소득-없는-전업주부50대-국민연금-임의가입-2026년-월-9만6230원부터-a4078a3c?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/소득-없는-전업주부50대-국민연금-임의가입-2026년-월-9만6230원부터-a4078a3c?lang=en"/><lastmod>2026-10-02</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p864_6577734dec8b469126c6_s1080.jpg</image:loc><image:title>Informational thumbnail explaining voluntary National Pension enrollment for homemakers without income and people in their 50s, with monthly contributions starting at 96,230 won in 2026</image:title></image:image></url><url><loc>https://neoai.kr/news/article/전업주부-국민연금-월-9만6230원씩-10년-내면-얼마-받나-2026-예상액은-22만6090원-83195805?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/전업주부-국민연금-월-9만6230원씩-10년-내면-얼마-받나-2026-예상액은-22만6090원-83195805?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/전업주부-국민연금-월-9만6230원씩-10년-내면-얼마-받나-2026-예상액은-22만6090원-83195805?lang=en"/><lastmod>2026-10-02</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p865_85252da75f318465f0cb_s1080.jpg</image:loc><image:title>전업주부 국민연금 월 9만6230원씩 10년 내면 얼마 받나? 2026 예상액은 22만6090원 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/전업주부-국민연금-월-9만6230원씩-10년-내면-얼마-받나-2026-예상액은-22만6090원-83195805?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/전업주부-국민연금-월-9만6230원씩-10년-내면-얼마-받나-2026-예상액은-22만6090원-83195805?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/전업주부-국민연금-월-9만6230원씩-10년-내면-얼마-받나-2026-예상액은-22만6090원-83195805?lang=en"/><lastmod>2026-10-02</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p865_85252da75f318465f0cb_s1080.jpg</image:loc><image:title>How much National Pension will a full-time homemaker receive after paying 96,230 won per month for 10 years? Informational thumbnail highlighting the key points and the 2026 estimated monthly pension of 226,090 won.</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026-에너지바우처-국민행복카드-10월-3일-시작-전기가스등유lpg연탄은-이렇게-결제한다-ad7fa582?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026-에너지바우처-국민행복카드-10월-3일-시작-전기가스등유lpg연탄은-이렇게-결제한다-ad7fa582?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026-에너지바우처-국민행복카드-10월-3일-시작-전기가스등유lpg연탄은-이렇게-결제한다-ad7fa582?lang=en"/><lastmod>2026-10-03</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p866_b39b9d2f475a4196b711_s1080.jpg</image:loc><image:title>2026 에너지바우처 국민행복카드 10월 3일 시작, 전기·가스·등유·LPG·연탄은 이렇게 결제한다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026-에너지바우처-국민행복카드-10월-3일-시작-전기가스등유lpg연탄은-이렇게-결제한다-ad7fa582?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026-에너지바우처-국민행복카드-10월-3일-시작-전기가스등유lpg연탄은-이렇게-결제한다-ad7fa582?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026-에너지바우처-국민행복카드-10월-3일-시작-전기가스등유lpg연탄은-이렇게-결제한다-ad7fa582?lang=en"/><lastmod>2026-10-03</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p866_b39b9d2f475a4196b711_s1080.jpg</image:loc><image:title>2026 Energy Voucher National Happiness Card Starts October 3: How to Pay for Electricity, Gas, Kerosene, LPG, and Coal Briquettes - Informational Thumbnail Summarizing the Key Points</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026-에너지바우처-국민행복카드-결제-안-될-때-잔액가맹점등유-코드부터-확인하세요-e84825ea?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026-에너지바우처-국민행복카드-결제-안-될-때-잔액가맹점등유-코드부터-확인하세요-e84825ea?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026-에너지바우처-국민행복카드-결제-안-될-때-잔액가맹점등유-코드부터-확인하세요-e84825ea?lang=en"/><lastmod>2026-10-03</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p867_9e9c5b32c37b08c10e86_s1080.jpg</image:loc><image:title>2026 에너지바우처 국민행복카드 결제 안 될 때, 잔액·가맹점·등유 코드부터 확인하세요 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026-에너지바우처-국민행복카드-결제-안-될-때-잔액가맹점등유-코드부터-확인하세요-e84825ea?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026-에너지바우처-국민행복카드-결제-안-될-때-잔액가맹점등유-코드부터-확인하세요-e84825ea?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026-에너지바우처-국민행복카드-결제-안-될-때-잔액가맹점등유-코드부터-확인하세요-e84825ea?lang=en"/><lastmod>2026-10-03</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p867_9e9c5b32c37b08c10e86_s1080.jpg</image:loc><image:title>2026 Energy Voucher National Happiness Card payment declined? Informational thumbnail summarizing key steps to check the balance, participating merchants, and kerosene fuel type code</image:title></image:image></url><url><loc>https://neoai.kr/news/article/개인사업자-부가세-예정고지-50만원-미만이면-10월에-안-내도-될까-예정신고와-차이-8b46877d?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/개인사업자-부가세-예정고지-50만원-미만이면-10월에-안-내도-될까-예정신고와-차이-8b46877d?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/개인사업자-부가세-예정고지-50만원-미만이면-10월에-안-내도-될까-예정신고와-차이-8b46877d?lang=en"/><lastmod>2026-10-03</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p868_dc35b58457215c67783c_s1080.jpg</image:loc><image:title>개인사업자 부가세 예정고지 50만원 미만이면 10월에 안 내도 될까, 예정신고와 차이 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/개인사업자-부가세-예정고지-50만원-미만이면-10월에-안-내도-될까-예정신고와-차이-8b46877d?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/개인사업자-부가세-예정고지-50만원-미만이면-10월에-안-내도-될까-예정신고와-차이-8b46877d?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/개인사업자-부가세-예정고지-50만원-미만이면-10월에-안-내도-될까-예정신고와-차이-8b46877d?lang=en"/><lastmod>2026-10-03</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p868_dc35b58457215c67783c_s1080.jpg</image:loc><image:title>Informational thumbnail explaining whether sole proprietors can skip VAT payment in October when the preliminary notice amount is below KRW 500,000, and the difference between a preliminary notice and a preliminary return</image:title></image:image></url><url><loc>https://neoai.kr/news/article/10월-부가세-예정고지-낸-돈-1월에-또-내나-확정신고-때-차감되는-계산법-feb1d8e9?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/10월-부가세-예정고지-낸-돈-1월에-또-내나-확정신고-때-차감되는-계산법-feb1d8e9?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/10월-부가세-예정고지-낸-돈-1월에-또-내나-확정신고-때-차감되는-계산법-feb1d8e9?lang=en"/><lastmod>2026-10-03</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p869_d54ec97b40e2a287afab_s1080.jpg</image:loc><image:title>10월 부가세 예정고지 낸 돈, 1월에 또 내나? 확정신고 때 차감되는 계산법 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/10월-부가세-예정고지-낸-돈-1월에-또-내나-확정신고-때-차감되는-계산법-feb1d8e9?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/10월-부가세-예정고지-낸-돈-1월에-또-내나-확정신고-때-차감되는-계산법-feb1d8e9?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/10월-부가세-예정고지-낸-돈-1월에-또-내나-확정신고-때-차감되는-계산법-feb1d8e9?lang=en"/><lastmod>2026-10-03</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p869_d54ec97b40e2a287afab_s1080.jpg</image:loc><image:title>October VAT Advance Assessment: Do You Have to Pay Again in January? Informational Thumbnail Explaining How the Amount Is Deducted When Filing the Final Return</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2027년-실업급여-월-176만원이어도-150일-총액은-안-줄어든다-받는-기간은-약-58개월-8dd379b7?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2027년-실업급여-월-176만원이어도-150일-총액은-안-줄어든다-받는-기간은-약-58개월-8dd379b7?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2027년-실업급여-월-176만원이어도-150일-총액은-안-줄어든다-받는-기간은-약-58개월-8dd379b7?lang=en"/><lastmod>2026-10-03</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p870_09921567c7844a0d3edd_s1080.jpg</image:loc><image:title>2027년 실업급여 월 176만원이어도 150일 총액은 안 줄어든다, 받는 기간은 약 5.8개월 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2027년-실업급여-월-176만원이어도-150일-총액은-안-줄어든다-받는-기간은-약-58개월-8dd379b7?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2027년-실업급여-월-176만원이어도-150일-총액은-안-줄어든다-받는-기간은-약-58개월-8dd379b7?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2027년-실업급여-월-176만원이어도-150일-총액은-안-줄어든다-받는-기간은-약-58개월-8dd379b7?lang=en"/><lastmod>2026-10-03</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p870_09921567c7844a0d3edd_s1080.jpg</image:loc><image:title>2027 unemployment benefits: Even at 1.76 million won per month, the total for 150 days will not decrease, with payments spread over approximately 5.8 months — Informational thumbnail summarizing the key points</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2027-실업급여-270일-주-6일로-바뀌면-105개월늦게-신청해도-1년-안에-다-받을까-2e60f4f9?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2027-실업급여-270일-주-6일로-바뀌면-105개월늦게-신청해도-1년-안에-다-받을까-2e60f4f9?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2027-실업급여-270일-주-6일로-바뀌면-105개월늦게-신청해도-1년-안에-다-받을까-2e60f4f9?lang=en"/><lastmod>2026-10-03</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p871_75de409e994f19ee42fe_s1080.jpg</image:loc><image:title>2027 실업급여 270일, 주 6일로 바뀌면 10.5개월…늦게 신청해도 1년 안에 다 받을까 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2027-실업급여-270일-주-6일로-바뀌면-105개월늦게-신청해도-1년-안에-다-받을까-2e60f4f9?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2027-실업급여-270일-주-6일로-바뀌면-105개월늦게-신청해도-1년-안에-다-받을까-2e60f4f9?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2027-실업급여-270일-주-6일로-바뀌면-105개월늦게-신청해도-1년-안에-다-받을까-2e60f4f9?lang=en"/><lastmod>2026-10-03</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p871_75de409e994f19ee42fe_s1080.jpg</image:loc><image:title>2027 unemployment benefits for 270 days: If payments change to 6 days per week, it could take 10.5 months…Can you still receive everything within 1 year if you apply late? Informational thumbnail summarizing the key points</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026-소상공인-정책자금-5차-변경-기존-신청자는-새-조건이-자동-적용될까-3c9103be?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026-소상공인-정책자금-5차-변경-기존-신청자는-새-조건이-자동-적용될까-3c9103be?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026-소상공인-정책자금-5차-변경-기존-신청자는-새-조건이-자동-적용될까-3c9103be?lang=en"/><lastmod>2026-10-03</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p872_f9bddaffc5aa6c00b648_s1080.jpg</image:loc><image:title>2026 소상공인 정책자금 5차 변경, 기존 신청자는 새 조건이 자동 적용될까 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026-소상공인-정책자금-5차-변경-기존-신청자는-새-조건이-자동-적용될까-3c9103be?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026-소상공인-정책자금-5차-변경-기존-신청자는-새-조건이-자동-적용될까-3c9103be?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026-소상공인-정책자금-5차-변경-기존-신청자는-새-조건이-자동-적용될까-3c9103be?lang=en"/><lastmod>2026-10-03</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p872_f9bddaffc5aa6c00b648_s1080.jpg</image:loc><image:title>2026 Small Business Policy Funds 5th Revision: Will the New Terms Automatically Apply to Existing Applicants? Informational Thumbnail Highlighting the Key Points</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026-소상공인-정책자금-3회-받았으면-끝일까-특별경영안정자금은-횟수에서-빠집니다-2de590d5?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026-소상공인-정책자금-3회-받았으면-끝일까-특별경영안정자금은-횟수에서-빠집니다-2de590d5?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026-소상공인-정책자금-3회-받았으면-끝일까-특별경영안정자금은-횟수에서-빠집니다-2de590d5?lang=en"/><lastmod>2026-10-04</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p873_7470ea9171a4b044691b_s1080.jpg</image:loc><image:title>2026 소상공인 정책자금 3회 받았으면 끝일까? 특별경영안정자금은 횟수에서 빠집니다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026-소상공인-정책자금-3회-받았으면-끝일까-특별경영안정자금은-횟수에서-빠집니다-2de590d5?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026-소상공인-정책자금-3회-받았으면-끝일까-특별경영안정자금은-횟수에서-빠집니다-2de590d5?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026-소상공인-정책자금-3회-받았으면-끝일까-특별경영안정자금은-횟수에서-빠집니다-2de590d5?lang=en"/><lastmod>2026-10-04</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p873_7470ea9171a4b044691b_s1080.jpg</image:loc><image:title>2026 Small Business Policy Loans: Is Receiving Funding 3 Times the Limit? Special Management Stabilization Funds Are Excluded From the Count - Informational Thumbnail Summarizing the Key Points</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청년도약계좌-가입-중이면-청년미래적금-2차로-갈아타는-게-유리할까-88dde3cb?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청년도약계좌-가입-중이면-청년미래적금-2차로-갈아타는-게-유리할까-88dde3cb?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청년도약계좌-가입-중이면-청년미래적금-2차로-갈아타는-게-유리할까-88dde3cb?lang=en"/><lastmod>2026-10-04</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p874_9ee7753e9fa1ed8b3977_s1080.jpg</image:loc><image:title>청년도약계좌 가입 중이면 청년미래적금 2차로 갈아타는 게 유리할까 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청년도약계좌-가입-중이면-청년미래적금-2차로-갈아타는-게-유리할까-88dde3cb?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청년도약계좌-가입-중이면-청년미래적금-2차로-갈아타는-게-유리할까-88dde3cb?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청년도약계좌-가입-중이면-청년미래적금-2차로-갈아타는-게-유리할까-88dde3cb?lang=en"/><lastmod>2026-10-04</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p874_9ee7753e9fa1ed8b3977_s1080.jpg</image:loc><image:title>Informational thumbnail summarizing whether switching from an existing Youth Leap Account to the Youth Future Savings Plan in the second recruitment round is advantageous</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청년도약계좌-만기까지-기다리면-청년미래적금-가입-못-하나-2차는-갈아타기가-필요합니다-848ce785?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청년도약계좌-만기까지-기다리면-청년미래적금-가입-못-하나-2차는-갈아타기가-필요합니다-848ce785?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청년도약계좌-만기까지-기다리면-청년미래적금-가입-못-하나-2차는-갈아타기가-필요합니다-848ce785?lang=en"/><lastmod>2026-10-04</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p875_2936eeaa6a0eb1911d9e_s1080.jpg</image:loc><image:title>청년도약계좌 만기까지 기다리면 청년미래적금 가입 못 하나? 2차는 ‘갈아타기’가 필요합니다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청년도약계좌-만기까지-기다리면-청년미래적금-가입-못-하나-2차는-갈아타기가-필요합니다-848ce785?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청년도약계좌-만기까지-기다리면-청년미래적금-가입-못-하나-2차는-갈아타기가-필요합니다-848ce785?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청년도약계좌-만기까지-기다리면-청년미래적금-가입-못-하나-2차는-갈아타기가-필요합니다-848ce785?lang=en"/><lastmod>2026-10-04</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p875_2936eeaa6a0eb1911d9e_s1080.jpg</image:loc><image:title>Informational thumbnail highlighting the key points about whether waiting until the Youth Leap Account matures prevents enrollment in the Youth Future Savings Account and why switching is required during the second application round</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026년-월급-300만원-국민연금-직장인은-14만2500원지역가입자는-28만5000원-92ae71cd?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026년-월급-300만원-국민연금-직장인은-14만2500원지역가입자는-28만5000원-92ae71cd?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026년-월급-300만원-국민연금-직장인은-14만2500원지역가입자는-28만5000원-92ae71cd?lang=en"/><lastmod>2026-10-04</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p876_810fb8da0e7f79e930e0_s1080.jpg</image:loc><image:title>2026년 월급 300만원 국민연금, 직장인은 14만2500원·지역가입자는 28만5000원 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026년-월급-300만원-국민연금-직장인은-14만2500원지역가입자는-28만5000원-92ae71cd?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026년-월급-300만원-국민연금-직장인은-14만2500원지역가입자는-28만5000원-92ae71cd?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026년-월급-300만원-국민연금-직장인은-14만2500원지역가입자는-28만5000원-92ae71cd?lang=en"/><lastmod>2026-10-04</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p876_810fb8da0e7f79e930e0_s1080.jpg</image:loc><image:title>Informational thumbnail summarizing 2026 National Pension contributions on a monthly salary of 3 million won: 142,500 won for employees and 285,000 won for individually insured subscribers</image:title></image:image></url><url><loc>https://neoai.kr/news/article/퇴사-후-국민연금-28만5000원-바로-내야-하나-소득-없으면-납부예외-신청할-수-있습니다-3762b21f?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/퇴사-후-국민연금-28만5000원-바로-내야-하나-소득-없으면-납부예외-신청할-수-있습니다-3762b21f?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/퇴사-후-국민연금-28만5000원-바로-내야-하나-소득-없으면-납부예외-신청할-수-있습니다-3762b21f?lang=en"/><lastmod>2026-10-04</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p877_707d8dab9a37f3d2d4c1_s1080.jpg</image:loc><image:title>퇴사 후 국민연금 28만5000원 바로 내야 하나? 소득 없으면 납부예외 신청할 수 있습니다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/퇴사-후-국민연금-28만5000원-바로-내야-하나-소득-없으면-납부예외-신청할-수-있습니다-3762b21f?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/퇴사-후-국민연금-28만5000원-바로-내야-하나-소득-없으면-납부예외-신청할-수-있습니다-3762b21f?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/퇴사-후-국민연금-28만5000원-바로-내야-하나-소득-없으면-납부예외-신청할-수-있습니다-3762b21f?lang=en"/><lastmod>2026-10-04</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p877_707d8dab9a37f3d2d4c1_s1080.jpg</image:loc><image:title>Do You Have to Pay 285,000 Won in National Pension Contributions Immediately After Leaving Your Job? You Can Apply for a Contribution Exemption If You Have No Income - Informational Thumbnail Summarizing the Key Points</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026-연말정산-자녀-2명이면-신용카드-소득공제-기본한도-400만원-맞을까-e99f63b8?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026-연말정산-자녀-2명이면-신용카드-소득공제-기본한도-400만원-맞을까-e99f63b8?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026-연말정산-자녀-2명이면-신용카드-소득공제-기본한도-400만원-맞을까-e99f63b8?lang=en"/><lastmod>2026-10-04</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p878_8beefcb9326208840b68_s1080.jpg</image:loc><image:title>2026 연말정산, 자녀 2명이면 신용카드 소득공제 기본한도 400만원 맞을까 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026-연말정산-자녀-2명이면-신용카드-소득공제-기본한도-400만원-맞을까-e99f63b8?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026-연말정산-자녀-2명이면-신용카드-소득공제-기본한도-400만원-맞을까-e99f63b8?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026-연말정산-자녀-2명이면-신용카드-소득공제-기본한도-400만원-맞을까-e99f63b8?lang=en"/><lastmod>2026-10-04</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p878_8beefcb9326208840b68_s1080.jpg</image:loc><image:title>2026 year-end tax settlement: Is the basic credit card income deduction limit 4 million won for workers with 2 children? Informational thumbnail summarizing the key points</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026-연말정산-카드공제-400만원-카드-400만원-쓰면-받는-게-아닙니다자녀-2명은-얼마-써야-하나-fb3488fb?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026-연말정산-카드공제-400만원-카드-400만원-쓰면-받는-게-아닙니다자녀-2명은-얼마-써야-하나-fb3488fb?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026-연말정산-카드공제-400만원-카드-400만원-쓰면-받는-게-아닙니다자녀-2명은-얼마-써야-하나-fb3488fb?lang=en"/><lastmod>2026-10-04</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p879_cc23f118526908d347cd_s1080.jpg</image:loc><image:title>2026 연말정산 카드공제 400만원, 카드 400만원 쓰면 받는 게 아닙니다…자녀 2명은 얼마 써야 하나 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026-연말정산-카드공제-400만원-카드-400만원-쓰면-받는-게-아닙니다자녀-2명은-얼마-써야-하나-fb3488fb?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026-연말정산-카드공제-400만원-카드-400만원-쓰면-받는-게-아닙니다자녀-2명은-얼마-써야-하나-fb3488fb?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026-연말정산-카드공제-400만원-카드-400만원-쓰면-받는-게-아닙니다자녀-2명은-얼마-써야-하나-fb3488fb?lang=en"/><lastmod>2026-10-04</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p879_cc23f118526908d347cd_s1080.jpg</image:loc><image:title>2026 year-end tax settlement card deduction of 4 million won: Spending 4 million won on your card does not mean you receive that amount—how much must you spend with 2 children? 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Informational Thumbnail Explaining Payment Within 4 Months of Applying</image:title></image:image></url><url><loc>https://neoai.kr/news/article/소상공인-경영안정-바우처-25만원-10월에도-신청-가능한-조건과-확인-순서-23c26b47?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/소상공인-경영안정-바우처-25만원-10월에도-신청-가능한-조건과-확인-순서-23c26b47?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/소상공인-경영안정-바우처-25만원-10월에도-신청-가능한-조건과-확인-순서-23c26b47?lang=en"/><lastmod>2026-10-05</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p882_e31046aa89d84ff6ff4f_s1080.jpg</image:loc><image:title>소상공인 경영안정 바우처 25만원, 10월에도 신청 가능한 조건과 확인 순서 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/소상공인-경영안정-바우처-25만원-10월에도-신청-가능한-조건과-확인-순서-23c26b47?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/소상공인-경영안정-바우처-25만원-10월에도-신청-가능한-조건과-확인-순서-23c26b47?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/소상공인-경영안정-바우처-25만원-10월에도-신청-가능한-조건과-확인-순서-23c26b47?lang=en"/><lastmod>2026-10-05</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p882_e31046aa89d84ff6ff4f_s1080.jpg</image:loc><image:title>Informational thumbnail summarizing the key points about the 250,000-won Small Business Management Stability Voucher, eligibility requirements for applying in October, and the steps to check before applying</image:title></image:image></url><url><loc>https://neoai.kr/news/article/소상공인-경영안정-바우처-통신비도-될까-2026년-최종-사용처는-9개-항목-bdb247b9?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/소상공인-경영안정-바우처-통신비도-될까-2026년-최종-사용처는-9개-항목-bdb247b9?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/소상공인-경영안정-바우처-통신비도-될까-2026년-최종-사용처는-9개-항목-bdb247b9?lang=en"/><lastmod>2026-10-05</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p883_395af9d3c85e8fbce30c_s1080.jpg</image:loc><image:title>소상공인 경영안정 바우처 통신비도 될까? 2026년 최종 사용처는 9개 항목 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/소상공인-경영안정-바우처-통신비도-될까-2026년-최종-사용처는-9개-항목-bdb247b9?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/소상공인-경영안정-바우처-통신비도-될까-2026년-최종-사용처는-9개-항목-bdb247b9?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/소상공인-경영안정-바우처-통신비도-될까-2026년-최종-사용처는-9개-항목-bdb247b9?lang=en"/><lastmod>2026-10-05</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p883_395af9d3c85e8fbce30c_s1080.jpg</image:loc><image:title>Can small business owners use the Business Stability Voucher for telecommunications expenses? 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Informational thumbnail summarizing the key points</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2009년생-국민연금-첫-보험료-지원-소득-없어도-신청-가능하고-부모도-대신-신청할-수-있다-f94ca4ad?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2009년생-국민연금-첫-보험료-지원-소득-없어도-신청-가능하고-부모도-대신-신청할-수-있다-f94ca4ad?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2009년생-국민연금-첫-보험료-지원-소득-없어도-신청-가능하고-부모도-대신-신청할-수-있다-f94ca4ad?lang=en"/><lastmod>2026-10-06</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p887_2db0df6e0abb5a589002_s1080.jpg</image:loc><image:title>2009년생 국민연금 첫 보험료 지원, 소득 없어도 신청 가능하고 부모도 대신 신청할 수 있다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2009년생-국민연금-첫-보험료-지원-소득-없어도-신청-가능하고-부모도-대신-신청할-수-있다-f94ca4ad?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2009년생-국민연금-첫-보험료-지원-소득-없어도-신청-가능하고-부모도-대신-신청할-수-있다-f94ca4ad?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2009년생-국민연금-첫-보험료-지원-소득-없어도-신청-가능하고-부모도-대신-신청할-수-있다-f94ca4ad?lang=en"/><lastmod>2026-10-06</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p887_2db0df6e0abb5a589002_s1080.jpg</image:loc><image:title>Informational thumbnail explaining first National Pension premium support for people born in 2009, including eligibility without income and applications submitted by parents on their behalf</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2009년생-국민연금-첫-보험료-지원-후-매달-내야-하나-1개월-뒤에는-안-내도-됩니다-93d6c715?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2009년생-국민연금-첫-보험료-지원-후-매달-내야-하나-1개월-뒤에는-안-내도-됩니다-93d6c715?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2009년생-국민연금-첫-보험료-지원-후-매달-내야-하나-1개월-뒤에는-안-내도-됩니다-93d6c715?lang=en"/><lastmod>2026-10-06</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p888_75cd5faeaa83afd6a930_s1080.jpg</image:loc><image:title>2009년생 국민연금 첫 보험료 지원 후 매달 내야 하나? 1개월 뒤에는 안 내도 됩니다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2009년생-국민연금-첫-보험료-지원-후-매달-내야-하나-1개월-뒤에는-안-내도-됩니다-93d6c715?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2009년생-국민연금-첫-보험료-지원-후-매달-내야-하나-1개월-뒤에는-안-내도-됩니다-93d6c715?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2009년생-국민연금-첫-보험료-지원-후-매달-내야-하나-1개월-뒤에는-안-내도-됩니다-93d6c715?lang=en"/><lastmod>2026-10-06</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p888_75cd5faeaa83afd6a930_s1080.jpg</image:loc><image:title>Do People Born in 2009 Have to Pay National Pension Contributions Every Month After Receiving Support for Their First Payment? No Further Payments Are Required After 1 Month - Key Information Thumbnail</image:title></image:image></url><url><loc>https://neoai.kr/news/article/홈플러스-피해-소상공인-정책자금-입점거래업체-중-누구까지-12개월-상환유예-받나-65325362?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/홈플러스-피해-소상공인-정책자금-입점거래업체-중-누구까지-12개월-상환유예-받나-65325362?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/홈플러스-피해-소상공인-정책자금-입점거래업체-중-누구까지-12개월-상환유예-받나-65325362?lang=en"/><lastmod>2026-10-23</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p889_c1e574e690eea810127d_s1080.jpg</image:loc><image:title>홈플러스 피해 소상공인 정책자금, 입점·거래업체 중 누구까지 12개월 상환유예 받나 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/홈플러스-피해-소상공인-정책자금-입점거래업체-중-누구까지-12개월-상환유예-받나-65325362?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/홈플러스-피해-소상공인-정책자금-입점거래업체-중-누구까지-12개월-상환유예-받나-65325362?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/홈플러스-피해-소상공인-정책자금-입점거래업체-중-누구까지-12개월-상환유예-받나-65325362?lang=en"/><lastmod>2026-10-23</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p889_c1e574e690eea810127d_s1080.jpg</image:loc><image:title>Informational thumbnail explaining which Homeplus-affected small businesses, including in-store tenants and suppliers, qualify for the 12-month policy loan repayment deferral</image:title></image:image></url><url><loc>https://neoai.kr/news/article/홈플러스-피해-소상공인-상환유예-직접대출대리대출-신청-방법이-다릅니다-0994b7ff?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/홈플러스-피해-소상공인-상환유예-직접대출대리대출-신청-방법이-다릅니다-0994b7ff?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/홈플러스-피해-소상공인-상환유예-직접대출대리대출-신청-방법이-다릅니다-0994b7ff?lang=en"/><lastmod>2026-10-06</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p890_da538e51ccc2ad492359_s1080.jpg</image:loc><image:title>홈플러스 피해 소상공인 상환유예, 직접대출·대리대출 신청 방법이 다릅니다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/홈플러스-피해-소상공인-상환유예-직접대출대리대출-신청-방법이-다릅니다-0994b7ff?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/홈플러스-피해-소상공인-상환유예-직접대출대리대출-신청-방법이-다릅니다-0994b7ff?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/홈플러스-피해-소상공인-상환유예-직접대출대리대출-신청-방법이-다릅니다-0994b7ff?lang=en"/><lastmod>2026-10-06</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p890_da538e51ccc2ad492359_s1080.jpg</image:loc><image:title>Informational thumbnail summarizing the key points about repayment deferral for Homeplus-affected small businesses and the different application procedures for direct and bank-intermediated loans</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청년미래적금-10월-7일-놓쳐도-12일부터-다시-신청-가능-마감은-16일-09afa1ea?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청년미래적금-10월-7일-놓쳐도-12일부터-다시-신청-가능-마감은-16일-09afa1ea?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청년미래적금-10월-7일-놓쳐도-12일부터-다시-신청-가능-마감은-16일-09afa1ea?lang=en"/><lastmod>2026-10-06</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p891_a6b7485eed74e5842e05_s1080.jpg</image:loc><image:title>청년미래적금 10월 7일 놓쳐도 12일부터 다시 신청 가능, 마감은 16일 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청년미래적금-10월-7일-놓쳐도-12일부터-다시-신청-가능-마감은-16일-09afa1ea?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청년미래적금-10월-7일-놓쳐도-12일부터-다시-신청-가능-마감은-16일-09afa1ea?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청년미래적금-10월-7일-놓쳐도-12일부터-다시-신청-가능-마감은-16일-09afa1ea?lang=en"/><lastmod>2026-10-06</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p891_a6b7485eed74e5842e05_s1080.jpg</image:loc><image:title>Youth Future Savings informational thumbnail: Missed the October 7 application date? You can apply again starting October 12, with the deadline on October 16</image:title></image:image></url><url><loc>https://neoai.kr/news/article/코스피코스닥이란-같은-한국-주식시장인데-숫자와-기업-구성이-다른-이유-4b27d189?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/코스피코스닥이란-같은-한국-주식시장인데-숫자와-기업-구성이-다른-이유-4b27d189?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/코스피코스닥이란-같은-한국-주식시장인데-숫자와-기업-구성이-다른-이유-4b27d189?lang=en"/><lastmod>2026-10-06</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p892_a99d9a41b50d4bc53091_s1080.jpg</image:loc><image:title>코스피·코스닥이란? 같은 한국 주식시장인데 숫자와 기업 구성이 다른 이유 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/코스피코스닥이란-같은-한국-주식시장인데-숫자와-기업-구성이-다른-이유-4b27d189?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/코스피코스닥이란-같은-한국-주식시장인데-숫자와-기업-구성이-다른-이유-4b27d189?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/코스피코스닥이란-같은-한국-주식시장인데-숫자와-기업-구성이-다른-이유-4b27d189?lang=en"/><lastmod>2026-10-06</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p892_a99d9a41b50d4bc53091_s1080.jpg</image:loc><image:title>What Are KOSPI and KOSDAQ? Why These Two South Korean Stock Markets Have Different Index Levels and Company Compositions - Informational thumbnail highlighting the key points</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청년미래적금-지금-무직이어도-신청-가능-2025년-소득-있으면-심사받을-수-있습니다-55dfb34c?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청년미래적금-지금-무직이어도-신청-가능-2025년-소득-있으면-심사받을-수-있습니다-55dfb34c?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청년미래적금-지금-무직이어도-신청-가능-2025년-소득-있으면-심사받을-수-있습니다-55dfb34c?lang=en"/><lastmod>2026-10-06</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p893_93a47e9f361433ff30d4_s1080.jpg</image:loc><image:title>청년미래적금 지금 무직이어도 신청 가능? 2025년 소득 있으면 심사받을 수 있습니다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청년미래적금-지금-무직이어도-신청-가능-2025년-소득-있으면-심사받을-수-있습니다-55dfb34c?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청년미래적금-지금-무직이어도-신청-가능-2025년-소득-있으면-심사받을-수-있습니다-55dfb34c?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청년미래적금-지금-무직이어도-신청-가능-2025년-소득-있으면-심사받을-수-있습니다-55dfb34c?lang=en"/><lastmod>2026-10-06</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p893_93a47e9f361433ff30d4_s1080.jpg</image:loc><image:title>Youth Future Savings Account: Can You Apply If You&#x27;re Currently Unemployed? Eligibility Screening May Be Possible with Income from 2025 - Informational Thumbnail Summarizing the Key Points</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청년미래적금-소상공인-사업장이-여러-개면-확인서도-모두-발급해야-합니다-9c3b80a2?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청년미래적금-소상공인-사업장이-여러-개면-확인서도-모두-발급해야-합니다-9c3b80a2?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청년미래적금-소상공인-사업장이-여러-개면-확인서도-모두-발급해야-합니다-9c3b80a2?lang=en"/><lastmod>2026-10-07</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p894_c5b62a7191ecd206062b_s1080.jpg</image:loc><image:title>청년미래적금 소상공인, 사업장이 여러 개면 확인서도 모두 발급해야 합니다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청년미래적금-소상공인-사업장이-여러-개면-확인서도-모두-발급해야-합니다-9c3b80a2?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청년미래적금-소상공인-사업장이-여러-개면-확인서도-모두-발급해야-합니다-9c3b80a2?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청년미래적금-소상공인-사업장이-여러-개면-확인서도-모두-발급해야-합니다-9c3b80a2?lang=en"/><lastmod>2026-10-07</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p894_c5b62a7191ecd206062b_s1080.jpg</image:loc><image:title>Youth Future Savings Account for Small Business Owners: Informational thumbnail summarizing the requirement to obtain certificates for all business locations when operating multiple locations</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청년미래적금-소상공인확인서-늦게-나오면-탈락-11월-5일까지가-중요한-이유-d63bcde8?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청년미래적금-소상공인확인서-늦게-나오면-탈락-11월-5일까지가-중요한-이유-d63bcde8?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청년미래적금-소상공인확인서-늦게-나오면-탈락-11월-5일까지가-중요한-이유-d63bcde8?lang=en"/><lastmod>2026-10-07</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p895_c7d2608fef27a51fd92a_s1080.jpg</image:loc><image:title>청년미래적금 소상공인확인서 늦게 나오면 탈락? 11월 5일까지가 중요한 이유 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청년미래적금-소상공인확인서-늦게-나오면-탈락-11월-5일까지가-중요한-이유-d63bcde8?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청년미래적금-소상공인확인서-늦게-나오면-탈락-11월-5일까지가-중요한-이유-d63bcde8?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청년미래적금-소상공인확인서-늦게-나오면-탈락-11월-5일까지가-중요한-이유-d63bcde8?lang=en"/><lastmod>2026-10-07</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p895_c7d2608fef27a51fd92a_s1080.jpg</image:loc><image:title>Youth Future Savings Account: Will a Delayed Small Business Confirmation Certificate Disqualify You? Why the November 5 Deadline Matters - Informational Thumbnail Highlighting Key Points</image:title></image:image></url><url><loc>https://neoai.kr/news/article/거제통영-호우-피해-소상공인-최대-3억원-재해특례는-재해확인증이-기준-4462096a?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/거제통영-호우-피해-소상공인-최대-3억원-재해특례는-재해확인증이-기준-4462096a?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/거제통영-호우-피해-소상공인-최대-3억원-재해특례는-재해확인증이-기준-4462096a?lang=en"/><lastmod>2026-10-07</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p896_532ed48c6d1e13a27102_s1080.jpg</image:loc><image:title>거제·통영 호우 피해 소상공인 최대 3억원, 재해특례는 재해확인증이 기준 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/거제통영-호우-피해-소상공인-최대-3억원-재해특례는-재해확인증이-기준-4462096a?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/거제통영-호우-피해-소상공인-최대-3억원-재해특례는-재해확인증이-기준-4462096a?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/거제통영-호우-피해-소상공인-최대-3억원-재해특례는-재해확인증이-기준-4462096a?lang=en"/><lastmod>2026-10-07</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p896_532ed48c6d1e13a27102_s1080.jpg</image:loc><image:title>Informational thumbnail summarizing the key details of special disaster loan terms offering up to KRW 300 million to small businesses affected by heavy rainfall in Geoje and Tongyeong, with eligibility based on a disaster certificate</image:title></image:image></url><url><loc>https://neoai.kr/news/article/거제통영-재해확인증-어디서-발급받나-소상공인은-피해신고부터-해야-합니다-3222aa12?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/거제통영-재해확인증-어디서-발급받나-소상공인은-피해신고부터-해야-합니다-3222aa12?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/거제통영-재해확인증-어디서-발급받나-소상공인은-피해신고부터-해야-합니다-3222aa12?lang=en"/><lastmod>2026-10-07</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p897_163c5a7173a7adc36417_s1080.jpg</image:loc><image:title>거제·통영 재해확인증 어디서 발급받나? 소상공인은 피해신고부터 해야 합니다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/거제통영-재해확인증-어디서-발급받나-소상공인은-피해신고부터-해야-합니다-3222aa12?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/거제통영-재해확인증-어디서-발급받나-소상공인은-피해신고부터-해야-합니다-3222aa12?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/거제통영-재해확인증-어디서-발급받나-소상공인은-피해신고부터-해야-합니다-3222aa12?lang=en"/><lastmod>2026-10-07</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p897_163c5a7173a7adc36417_s1080.jpg</image:loc><image:title>Where Can You Get a Disaster Confirmation Certificate in Geoje and Tongyeong? Small Business Owners Must Report Damage First - Informational thumbnail summarizing the key points</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청년미래적금-신청-유형-일반소득자중소기업-재직자소상공인-중-무엇을-선택할까-4e6e3a06?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청년미래적금-신청-유형-일반소득자중소기업-재직자소상공인-중-무엇을-선택할까-4e6e3a06?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청년미래적금-신청-유형-일반소득자중소기업-재직자소상공인-중-무엇을-선택할까-4e6e3a06?lang=en"/><lastmod>2026-10-07</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p898_30fa78fd6841776d24f1_s1080.jpg</image:loc><image:title>청년미래적금 신청 유형, 일반소득자·중소기업 재직자·소상공인 중 무엇을 선택할까 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청년미래적금-신청-유형-일반소득자중소기업-재직자소상공인-중-무엇을-선택할까-4e6e3a06?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청년미래적금-신청-유형-일반소득자중소기업-재직자소상공인-중-무엇을-선택할까-4e6e3a06?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청년미래적금-신청-유형-일반소득자중소기업-재직자소상공인-중-무엇을-선택할까-4e6e3a06?lang=en"/><lastmod>2026-10-07</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p898_30fa78fd6841776d24f1_s1080.jpg</image:loc><image:title>Youth Future Savings Account application categories: Which should you choose—general income earner, SME employee, or small business owner? 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For round 2, you must select SME Employee — informational thumbnail summarizing the key points</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026-에너지바우처-난방비-나는-받을-수-있나-가구원별-최대-70만1300원과-신청-조건-ddc53728?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026-에너지바우처-난방비-나는-받을-수-있나-가구원별-최대-70만1300원과-신청-조건-ddc53728?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026-에너지바우처-난방비-나는-받을-수-있나-가구원별-최대-70만1300원과-신청-조건-ddc53728?lang=en"/><lastmod>2026-10-07</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p901_1e1ab936fb0ff294e605_s1080.jpg</image:loc><image:title>2026 에너지바우처 난방비, 나는 받을 수 있나? 가구원별 최대 70만1300원과 신청 조건 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026-에너지바우처-난방비-나는-받을-수-있나-가구원별-최대-70만1300원과-신청-조건-ddc53728?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026-에너지바우처-난방비-나는-받을-수-있나-가구원별-최대-70만1300원과-신청-조건-ddc53728?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026-에너지바우처-난방비-나는-받을-수-있나-가구원별-최대-70만1300원과-신청-조건-ddc53728?lang=en"/><lastmod>2026-10-07</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p901_1e1ab936fb0ff294e605_s1080.jpg</image:loc><image:title>2026 Energy Voucher Heating Assistance: Am I Eligible? Informational thumbnail explaining the maximum benefit of 701,300 won by household size and application requirements</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026-에너지바우처-여름에-남은-잔액-겨울-난방비로-쓸-수-있나-9월-30일에-사라지지-않습니다-3fc69398?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026-에너지바우처-여름에-남은-잔액-겨울-난방비로-쓸-수-있나-9월-30일에-사라지지-않습니다-3fc69398?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026-에너지바우처-여름에-남은-잔액-겨울-난방비로-쓸-수-있나-9월-30일에-사라지지-않습니다-3fc69398?lang=en"/><lastmod>2026-10-08</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p902_2a8a7fbceee7a0f5245a_s1080.jpg</image:loc><image:title>2026 에너지바우처 여름에 남은 잔액, 겨울 난방비로 쓸 수 있나? 9월 30일에 사라지지 않습니다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026-에너지바우처-여름에-남은-잔액-겨울-난방비로-쓸-수-있나-9월-30일에-사라지지-않습니다-3fc69398?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026-에너지바우처-여름에-남은-잔액-겨울-난방비로-쓸-수-있나-9월-30일에-사라지지-않습니다-3fc69398?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026-에너지바우처-여름에-남은-잔액-겨울-난방비로-쓸-수-있나-9월-30일에-사라지지-않습니다-3fc69398?lang=en"/><lastmod>2026-10-08</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p902_2a8a7fbceee7a0f5245a_s1080.jpg</image:loc><image:title>2026 Energy Voucher: Can unused summer funds be used for winter heating bills? They do not expire on September 30. Informational thumbnail highlighting the key points.</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026년-10월-부가세-예정고지-11월-2일까지-10월-26일-신고와-다른-대상납부-방법-222a46f2?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026년-10월-부가세-예정고지-11월-2일까지-10월-26일-신고와-다른-대상납부-방법-222a46f2?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026년-10월-부가세-예정고지-11월-2일까지-10월-26일-신고와-다른-대상납부-방법-222a46f2?lang=en"/><lastmod>2026-10-08</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p903_5635794f1d8bd887b273_s1080.jpg</image:loc><image:title>2026년 10월 부가세 예정고지 11월 2일까지, 10월 26일 신고와 다른 대상·납부 방법 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026년-10월-부가세-예정고지-11월-2일까지-10월-26일-신고와-다른-대상납부-방법-222a46f2?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026년-10월-부가세-예정고지-11월-2일까지-10월-26일-신고와-다른-대상납부-방법-222a46f2?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026년-10월-부가세-예정고지-11월-2일까지-10월-26일-신고와-다른-대상납부-방법-222a46f2?lang=en"/><lastmod>2026-10-08</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p903_5635794f1d8bd887b273_s1080.jpg</image:loc><image:title>Informational thumbnail explaining the key points of the October 2026 VAT advance notice payment deadline of November 2, how it differs from the October 26 filing deadline, which businesses are affected, and how to pay</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026년-10월-소상공인-일반경영안정자금-매출-감소-없이-신청할-때-확인할-조건-f53abd1c?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026년-10월-소상공인-일반경영안정자금-매출-감소-없이-신청할-때-확인할-조건-f53abd1c?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026년-10월-소상공인-일반경영안정자금-매출-감소-없이-신청할-때-확인할-조건-f53abd1c?lang=en"/><lastmod>2026-10-08</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p905_348b4b37144f515b98b5_s1080.jpg</image:loc><image:title>2026년 10월 소상공인 일반경영안정자금, 매출 감소 없이 신청할 때 확인할 조건 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026년-10월-소상공인-일반경영안정자금-매출-감소-없이-신청할-때-확인할-조건-f53abd1c?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026년-10월-소상공인-일반경영안정자금-매출-감소-없이-신청할-때-확인할-조건-f53abd1c?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026년-10월-소상공인-일반경영안정자금-매출-감소-없이-신청할-때-확인할-조건-f53abd1c?lang=en"/><lastmod>2026-10-08</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p905_348b4b37144f515b98b5_s1080.jpg</image:loc><image:title>October 2026 Small Business General Management Stabilization Fund: Informational thumbnail highlighting the key eligibility requirements for applying without a decline in sales</image:title></image:image></url><url><loc>https://neoai.kr/news/article/fed-회의록-공개-미국-금리-375400-결정-뒤-추가-인상-논의는-어디까지-갔나-65b2e5dc?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/fed-회의록-공개-미국-금리-375400-결정-뒤-추가-인상-논의는-어디까지-갔나-65b2e5dc?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/fed-회의록-공개-미국-금리-375400-결정-뒤-추가-인상-논의는-어디까지-갔나-65b2e5dc?lang=en"/><lastmod>2026-10-08</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p906_230bee9c9505c2e62a91_s1080.jpg</image:loc><image:title>FED 회의록 공개, 미국 금리 3.75~4.00% 결정 뒤 추가 인상 논의는 어디까지 갔나 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/fed-회의록-공개-미국-금리-375400-결정-뒤-추가-인상-논의는-어디까지-갔나-65b2e5dc?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/fed-회의록-공개-미국-금리-375400-결정-뒤-추가-인상-논의는-어디까지-갔나-65b2e5dc?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/fed-회의록-공개-미국-금리-375400-결정-뒤-추가-인상-논의는-어디까지-갔나-65b2e5dc?lang=en"/><lastmod>2026-10-08</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p906_230bee9c9505c2e62a91_s1080.jpg</image:loc><image:title>Informational thumbnail highlighting the key points of the released Fed minutes and how far discussions of additional rate hikes progressed after the U.S. interest rate decision of 3.75~4.00%</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026-소상공인-일반경영안정자금-7천만원-받으면-매달-얼마-갚을까-2년-거치3년-상환-계산-3057c365?lang=ko</loc><lastmod>2026-10-08</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p907_c607e9b220c65b0d9773_s1080.jpg</image:loc><image:title>2026 소상공인 일반경영안정자금 7천만원 받으면 매달 얼마 갚을까? 2년 거치·3년 상환 계산 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026년-10월-부가세-예정고지-매출-감소-시-고지세액-취소되는-조건과-신고기한-98ab9e45?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026년-10월-부가세-예정고지-매출-감소-시-고지세액-취소되는-조건과-신고기한-98ab9e45?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026년-10월-부가세-예정고지-매출-감소-시-고지세액-취소되는-조건과-신고기한-98ab9e45?lang=en"/><lastmod>2026-10-09</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p908_243a682bfff5873691d3_s1080.jpg</image:loc><image:title>2026년 10월 부가세 예정고지, 매출 감소 시 고지세액 취소되는 조건과 신고기한 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026년-10월-부가세-예정고지-매출-감소-시-고지세액-취소되는-조건과-신고기한-98ab9e45?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026년-10월-부가세-예정고지-매출-감소-시-고지세액-취소되는-조건과-신고기한-98ab9e45?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026년-10월-부가세-예정고지-매출-감소-시-고지세액-취소되는-조건과-신고기한-98ab9e45?lang=en"/><lastmod>2026-10-09</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p908_243a682bfff5873691d3_s1080.jpg</image:loc><image:title>Informational thumbnail summarizing the key conditions and filing deadlines for canceling advance-assessed VAT when sales decline in October 2026</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026년-10월-부가세-예정고지-납부기한은-11월-2일-못-낼-때-연장-신청하는-방법-4c5149d9?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026년-10월-부가세-예정고지-납부기한은-11월-2일-못-낼-때-연장-신청하는-방법-4c5149d9?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026년-10월-부가세-예정고지-납부기한은-11월-2일-못-낼-때-연장-신청하는-방법-4c5149d9?lang=en"/><lastmod>2026-10-09</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p909_d04d9a9d0610da69fcac_s1080.jpg</image:loc><image:title>2026년 10월 부가세 예정고지 납부기한은 11월 2일, 못 낼 때 연장 신청하는 방법 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026년-10월-부가세-예정고지-납부기한은-11월-2일-못-낼-때-연장-신청하는-방법-4c5149d9?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026년-10월-부가세-예정고지-납부기한은-11월-2일-못-낼-때-연장-신청하는-방법-4c5149d9?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026년-10월-부가세-예정고지-납부기한은-11월-2일-못-낼-때-연장-신청하는-방법-4c5149d9?lang=en"/><lastmod>2026-10-09</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p909_d04d9a9d0610da69fcac_s1080.jpg</image:loc><image:title>October 2026 VAT preliminary assessment payment deadline is November 2: Informational thumbnail explaining how to apply for an extension if you cannot pay</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026년-10월-정부-지원금-내가-받을-수-있는-혜택과-신청-조건-확인-방법-e0b8ac6d?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026년-10월-정부-지원금-내가-받을-수-있는-혜택과-신청-조건-확인-방법-e0b8ac6d?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026년-10월-정부-지원금-내가-받을-수-있는-혜택과-신청-조건-확인-방법-e0b8ac6d?lang=en"/><lastmod>2026-10-09</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p910_55bcf3b2328476bb32ba_s1080.jpg</image:loc><image:title>2026년 10월 정부 지원금, 내가 받을 수 있는 혜택과 신청 조건 확인 방법 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026년-10월-정부-지원금-내가-받을-수-있는-혜택과-신청-조건-확인-방법-e0b8ac6d?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026년-10월-정부-지원금-내가-받을-수-있는-혜택과-신청-조건-확인-방법-e0b8ac6d?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026년-10월-정부-지원금-내가-받을-수-있는-혜택과-신청-조건-확인-방법-e0b8ac6d?lang=en"/><lastmod>2026-10-09</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p910_55bcf3b2328476bb32ba_s1080.jpg</image:loc><image:title>Informational thumbnail highlighting how to check available government financial assistance benefits and eligibility requirements in October 2026</image:title></image:image></url><url><loc>https://neoai.kr/news/article/실손보험-청구-네이버토스에서-바로-가능-실손24-앱-없이-병원-찾는-방법-4dc8b6a9?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/실손보험-청구-네이버토스에서-바로-가능-실손24-앱-없이-병원-찾는-방법-4dc8b6a9?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/실손보험-청구-네이버토스에서-바로-가능-실손24-앱-없이-병원-찾는-방법-4dc8b6a9?lang=en"/><lastmod>2026-10-09</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p911_f7d21f8efbf21f4ec0c6_s1080.jpg</image:loc><image:title>실손보험 청구 네이버·토스에서 바로 가능, 실손24 앱 없이 병원 찾는 방법 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/실손보험-청구-네이버토스에서-바로-가능-실손24-앱-없이-병원-찾는-방법-4dc8b6a9?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/실손보험-청구-네이버토스에서-바로-가능-실손24-앱-없이-병원-찾는-방법-4dc8b6a9?lang=ko"/><xhtml:link rel="alternate" hreflang="en" 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href="https://neoai.kr/news/article/실손24-병원은-나오는데-진료내역이-없다면-조회-안-되는-4가지-원인과-해결-방법-a59a2b74?lang=en"/><lastmod>2026-10-09</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p912_111dd8969e7e073cbc62_s1080.jpg</image:loc><image:title>Silson24 Hospital Listed but No Medical Records? 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href="https://neoai.kr/news/article/2026년-10월-전기요금-누진제-8월과-같은-400kwh-사용해도-더-내는-이유-afba8d2a?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026년-10월-전기요금-누진제-8월과-같은-400kwh-사용해도-더-내는-이유-afba8d2a?lang=en"/><lastmod>2026-10-10</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p915_c5eee39bd8893089604e_s1080.jpg</image:loc><image:title>Informational thumbnail explaining why electricity bills are higher under the October 2026 progressive-rate system despite using the same 400kWh as in August</image:title></image:image></url><url><loc>https://neoai.kr/news/article/전기요금-계산기와-실제-고지서-금액이-다른-이유-검침일계약종별-확인법-0ebc3c48?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/전기요금-계산기와-실제-고지서-금액이-다른-이유-검침일계약종별-확인법-0ebc3c48?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/전기요금-계산기와-실제-고지서-금액이-다른-이유-검침일계약종별-확인법-0ebc3c48?lang=en"/><lastmod>2026-10-10</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p916_6ade8e0b6a5db757b0b9_s1080.jpg</image:loc><image:title>전기요금 계산기와 실제 고지서 금액이 다른 이유, 검침일·계약종별 확인법 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/전기요금-계산기와-실제-고지서-금액이-다른-이유-검침일계약종별-확인법-0ebc3c48?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/전기요금-계산기와-실제-고지서-금액이-다른-이유-검침일계약종별-확인법-0ebc3c48?lang=ko"/><xhtml:link rel="alternate" hreflang="en" 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Informational thumbnail summarizing the key points</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청년미래적금-가구원-동의-안-하면-심사-탈락할까-2026년-2차-가구소득-확인-방법-3b445437?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청년미래적금-가구원-동의-안-하면-심사-탈락할까-2026년-2차-가구소득-확인-방법-3b445437?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청년미래적금-가구원-동의-안-하면-심사-탈락할까-2026년-2차-가구소득-확인-방법-3b445437?lang=en"/><lastmod>2026-10-16</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p956_a8b034c820afd36c8fcd_s1080.jpg</image:loc><image:title>청년미래적금 가구원 동의 안 하면 심사 탈락할까? 2026년 2차 가구소득 확인 방법 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/청년미래적금-가구원-동의-안-하면-심사-탈락할까-2026년-2차-가구소득-확인-방법-3b445437?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/청년미래적금-가구원-동의-안-하면-심사-탈락할까-2026년-2차-가구소득-확인-방법-3b445437?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/청년미래적금-가구원-동의-안-하면-심사-탈락할까-2026년-2차-가구소득-확인-방법-3b445437?lang=en"/><lastmod>2026-10-16</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p956_a8b034c820afd36c8fcd_s1080.jpg</image:loc><image:title>Informational thumbnail explaining whether missing household member consent leads to rejection of a Youth Future Savings Account application and how to verify household income for the second application round in 2026</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026년-11월-건강보험-피부양자-재심사-연금이자소득-2000만원-기준과-지역보험료-계산-3ec0a559?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026년-11월-건강보험-피부양자-재심사-연금이자소득-2000만원-기준과-지역보험료-계산-3ec0a559?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026년-11월-건강보험-피부양자-재심사-연금이자소득-2000만원-기준과-지역보험료-계산-3ec0a559?lang=en"/><lastmod>2026-10-16</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p957_7302763ac800cf2561d4_s1080.jpg</image:loc><image:title>2026년 11월 건강보험 피부양자 재심사, 연금·이자소득 2,000만원 기준과 지역보험료 계산 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026년-11월-건강보험-피부양자-재심사-연금이자소득-2000만원-기준과-지역보험료-계산-3ec0a559?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026년-11월-건강보험-피부양자-재심사-연금이자소득-2000만원-기준과-지역보험료-계산-3ec0a559?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026년-11월-건강보험-피부양자-재심사-연금이자소득-2000만원-기준과-지역보험료-계산-3ec0a559?lang=en"/><lastmod>2026-10-16</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p957_7302763ac800cf2561d4_s1080.jpg</image:loc><image:title>Informational thumbnail explaining the November 2026 health insurance dependent eligibility reassessment, the 20 million won threshold for pension and interest income, and regional health insurance premium calculations</image:title></image:image></url><url><loc>https://neoai.kr/news/article/건강보험-피부양자-탈락-후-소득-줄었다면-재등록-가능-조건과-신청-방법-ddb260ab?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/건강보험-피부양자-탈락-후-소득-줄었다면-재등록-가능-조건과-신청-방법-ddb260ab?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/건강보험-피부양자-탈락-후-소득-줄었다면-재등록-가능-조건과-신청-방법-ddb260ab?lang=en"/><lastmod>2026-10-16</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p958_1239a3806f1120276166_s1080.jpg</image:loc><image:title>건강보험 피부양자 탈락 후 소득 줄었다면? 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Informational Thumbnail Explaining the Under-150,000-Won Threshold, Asset Requirements, and Payment Deferrals</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026년-연봉-5000만원-주담대-한도-신용대출이-있다면-얼마나-달라질까-스트레스-dsr-계산법-f4b197cc?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026년-연봉-5000만원-주담대-한도-신용대출이-있다면-얼마나-달라질까-스트레스-dsr-계산법-f4b197cc?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026년-연봉-5000만원-주담대-한도-신용대출이-있다면-얼마나-달라질까-스트레스-dsr-계산법-f4b197cc?lang=en"/><lastmod>2026-10-16</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p961_b1924ea9f558b5798ddb_s1080.jpg</image:loc><image:title>2026년 연봉 5,000만원 주담대 한도, 신용대출이 있다면 얼마나 달라질까? 스트레스 DSR 계산법 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026년-연봉-5000만원-주담대-한도-신용대출이-있다면-얼마나-달라질까-스트레스-dsr-계산법-f4b197cc?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026년-연봉-5000만원-주담대-한도-신용대출이-있다면-얼마나-달라질까-스트레스-dsr-계산법-f4b197cc?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026년-연봉-5000만원-주담대-한도-신용대출이-있다면-얼마나-달라질까-스트레스-dsr-계산법-f4b197cc?lang=en"/><lastmod>2026-10-16</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p961_b1924ea9f558b5798ddb_s1080.jpg</image:loc><image:title>2026 mortgage loan limit on an annual salary of 50 million won: How much does an existing personal loan change it? Informational thumbnail explaining the key points of stress DSR calculations</image:title></image:image></url><url><loc>https://neoai.kr/news/article/ai가-비트코인을-뚫을-수-있을까-암호-해독지갑-탈취양자컴퓨터의-차이-3a7bc0f9?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/ai가-비트코인을-뚫을-수-있을까-암호-해독지갑-탈취양자컴퓨터의-차이-3a7bc0f9?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/ai가-비트코인을-뚫을-수-있을까-암호-해독지갑-탈취양자컴퓨터의-차이-3a7bc0f9?lang=en"/><lastmod>2026-10-16</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p962_5ac291d5b6cf061a244f_l720.jpg</image:loc><image:title>AI가 비트코인을 뚫을 수 있을까? 암호 해독·지갑 탈취·양자컴퓨터의 차이 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/ai가-비트코인을-뚫을-수-있을까-암호-해독지갑-탈취양자컴퓨터의-차이-3a7bc0f9?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/ai가-비트코인을-뚫을-수-있을까-암호-해독지갑-탈취양자컴퓨터의-차이-3a7bc0f9?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/ai가-비트코인을-뚫을-수-있을까-암호-해독지갑-탈취양자컴퓨터의-차이-3a7bc0f9?lang=en"/><lastmod>2026-10-16</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p962_5ac291d5b6cf061a244f_l720.jpg</image:loc><image:title>Can AI Crack Bitcoin? 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EPS 예상치 상회해도 떨어지는 4가지 이유 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/미국주식-실적-잘-나왔는데-주가-하락-eps-예상치-상회해도-떨어지는-4가지-이유-1882b275?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/미국주식-실적-잘-나왔는데-주가-하락-eps-예상치-상회해도-떨어지는-4가지-이유-1882b275?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/미국주식-실적-잘-나왔는데-주가-하락-eps-예상치-상회해도-떨어지는-4가지-이유-1882b275?lang=en"/><lastmod>2026-10-22</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p995_3ae19830d9eaa62ec0b2_s1080.jpg</image:loc><image:title>Informational thumbnail highlighting 4 reasons U.S. stocks can fall despite strong earnings and EPS beating estimates</image:title></image:image></url><url><loc>https://neoai.kr/news/article/주식-거래량-급증-후-저항선-돌파했는데-하락하는-이유-가짜-돌파는-종가와-재돌파에서-갈린다-707573fc?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/주식-거래량-급증-후-저항선-돌파했는데-하락하는-이유-가짜-돌파는-종가와-재돌파에서-갈린다-707573fc?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/주식-거래량-급증-후-저항선-돌파했는데-하락하는-이유-가짜-돌파는-종가와-재돌파에서-갈린다-707573fc?lang=en"/><lastmod>2026-10-22</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p996_2fba2025455359a94421_s1080.jpg</image:loc><image:title>주식 거래량 급증 후 저항선 돌파했는데 하락하는 이유, 가짜 돌파는 종가와 재돌파에서 갈린다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/주식-거래량-급증-후-저항선-돌파했는데-하락하는-이유-가짜-돌파는-종가와-재돌파에서-갈린다-707573fc?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/주식-거래량-급증-후-저항선-돌파했는데-하락하는-이유-가짜-돌파는-종가와-재돌파에서-갈린다-707573fc?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/주식-거래량-급증-후-저항선-돌파했는데-하락하는-이유-가짜-돌파는-종가와-재돌파에서-갈린다-707573fc?lang=en"/><lastmod>2026-10-22</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p996_2fba2025455359a94421_s1080.jpg</image:loc><image:title>Informational thumbnail highlighting why stocks fall after high-volume resistance breakouts and how closing prices and renewed breakouts help identify false breakouts</image:title></image:image></url><url><loc>https://neoai.kr/news/article/주식-돌파-매매-손절가는-어디에-잡을까-저항선-아래-1보다-중요한-손실-계산법-a5489066?lang=ko</loc><lastmod>2026-10-22</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p997_db53e8770b702ee7cb3e_s1080.jpg</image:loc><image:title>주식 돌파 매매 손절가는 어디에 잡을까? 저항선 아래 1%보다 중요한 손실 계산법 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/2026년-소공인-클린제조환경조성-3차-모집-10인-미만-제조업체-신청-조건과-10월-30일-연장-마감-e209eec5?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026년-소공인-클린제조환경조성-3차-모집-10인-미만-제조업체-신청-조건과-10월-30일-연장-마감-e209eec5?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026년-소공인-클린제조환경조성-3차-모집-10인-미만-제조업체-신청-조건과-10월-30일-연장-마감-e209eec5?lang=en"/><lastmod>2026-10-23</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://neoai.kr/news/article/2026년-소공인-클린제조환경조성-3차-모집-10인-미만-제조업체-신청-조건과-10월-30일-연장-마감-e209eec5?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/2026년-소공인-클린제조환경조성-3차-모집-10인-미만-제조업체-신청-조건과-10월-30일-연장-마감-e209eec5?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/2026년-소공인-클린제조환경조성-3차-모집-10인-미만-제조업체-신청-조건과-10월-30일-연장-마감-e209eec5?lang=en"/><lastmod>2026-10-23</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url><url><loc>https://neoai.kr/news/article/소공인-클린제조환경조성-지원금-장비를-새로-사도-될까-단순-교체와-안전개선의-차이-b1758e5a?lang=ko</loc><lastmod>2026-10-22</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p999_eddedd0a7e4c6c95efc2_s1080.jpg</image:loc><image:title>소공인 클린제조환경조성 지원금, 장비를 새로 사도 될까? 단순 교체와 안전개선의 차이 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/주식-돌파-매매-수익-후-손절가-조정-본전-손절과-추적-손절의-차이-14090fd1?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/주식-돌파-매매-수익-후-손절가-조정-본전-손절과-추적-손절의-차이-14090fd1?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/주식-돌파-매매-수익-후-손절가-조정-본전-손절과-추적-손절의-차이-14090fd1?lang=en"/><lastmod>2026-10-22</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p1000_2001811bddadb0544ade_s1080.jpg</image:loc><image:title>주식 돌파 매매 수익 후 손절가 조정, 본전 손절과 추적 손절의 차이 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/주식-돌파-매매-수익-후-손절가-조정-본전-손절과-추적-손절의-차이-14090fd1?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/주식-돌파-매매-수익-후-손절가-조정-본전-손절과-추적-손절의-차이-14090fd1?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/주식-돌파-매매-수익-후-손절가-조정-본전-손절과-추적-손절의-차이-14090fd1?lang=en"/><lastmod>2026-10-22</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p1000_2001811bddadb0544ade_s1080.jpg</image:loc><image:title>Informational thumbnail explaining the key differences between breakeven stops and trailing stops when adjusting stop-loss levels after profitable stock breakout trades</image:title></image:image></url><url><loc>https://neoai.kr/news/article/주식-트레일링-스탑-3510-차이-수익-중인데-너무-일찍-팔리는-이유-f9ab3de3?lang=ko</loc><lastmod>2026-10-22</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p1001_0b45c869b67da6a9e159_s1080.jpg</image:loc><image:title>주식 트레일링 스탑 3%·5%·10% 차이, 수익 중인데 너무 일찍 팔리는 이유 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/미국주식-1000만원-환전-우대율-95와-0는-수수료가-약-9만4000원-차이-난다-70074133?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/미국주식-1000만원-환전-우대율-95와-0는-수수료가-약-9만4000원-차이-난다-70074133?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/미국주식-1000만원-환전-우대율-95와-0는-수수료가-약-9만4000원-차이-난다-70074133?lang=en"/><lastmod>2026-10-23</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p1002_e403a2b7e69428b0c8ad_s1080.jpg</image:loc><image:title>미국주식 1000만원 환전, 우대율 95%와 0%는 수수료가 약 9만4000원 차이 난다 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/미국주식-1000만원-환전-우대율-95와-0는-수수료가-약-9만4000원-차이-난다-70074133?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/미국주식-1000만원-환전-우대율-95와-0는-수수료가-약-9만4000원-차이-난다-70074133?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/미국주식-1000만원-환전-우대율-95와-0는-수수료가-약-9만4000원-차이-난다-70074133?lang=en"/><lastmod>2026-10-23</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p1002_e403a2b7e69428b0c8ad_s1080.jpg</image:loc><image:title>Informational thumbnail explaining the key points of converting 10 million Korean won for U.S. stock investments and the approximately 94,000 won difference in currency exchange fees between 95% and 0% exchange rate discounts</image:title></image:image></url><url><loc>https://neoai.kr/news/article/미국주식-원화주문은-환전-수수료-0원일까-자동환전과-환율-우대의-차이-480a9095?lang=ko</loc><lastmod>2026-10-23</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p1003_a298bae13ffc8521338e_s1080.jpg</image:loc><image:title>미국주식 원화주문은 환전 수수료 0원일까? 자동환전과 환율 우대의 차이 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/미국-나스닥-26-급락에도-다우중소형주-상승-ai-기술주와-갈린-흐름에-etf-투자자는-어떻게-대응할까-455bfaa4?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/미국-나스닥-26-급락에도-다우중소형주-상승-ai-기술주와-갈린-흐름에-etf-투자자는-어떻게-대응할까-455bfaa4?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/미국-나스닥-26-급락에도-다우중소형주-상승-ai-기술주와-갈린-흐름에-etf-투자자는-어떻게-대응할까-455bfaa4?lang=en"/><lastmod>2026-10-23</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p1004_4bb6b98ba38191309554_s1080.jpg</image:loc><image:title>미국 나스닥 2.6% 급락에도 다우·중소형주 상승, AI 기술주와 갈린 흐름에 ETF 투자자는 어떻게 대응할까 핵심 내용 정보형 썸네일</image:title></image:image></url><url><loc>https://neoai.kr/news/article/미국-나스닥-26-급락에도-다우중소형주-상승-ai-기술주와-갈린-흐름에-etf-투자자는-어떻게-대응할까-455bfaa4?lang=en</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/미국-나스닥-26-급락에도-다우중소형주-상승-ai-기술주와-갈린-흐름에-etf-투자자는-어떻게-대응할까-455bfaa4?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/미국-나스닥-26-급락에도-다우중소형주-상승-ai-기술주와-갈린-흐름에-etf-투자자는-어떻게-대응할까-455bfaa4?lang=en"/><lastmod>2026-10-23</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p1004_4bb6b98ba38191309554_s1080.jpg</image:loc><image:title>Informational thumbnail explaining how ETF investors should respond as the U.S. Nasdaq plunges 2.6% while the Dow and small-cap stocks rise, highlighting the divergence in AI technology stocks.</image:title></image:image></url><url><loc>https://neoai.kr/news/article/qqqvoo-etf-둘-다-샀는데-분산투자일까-미국-빅테크-중복-비중-계산하는-방법-dee22fe1?lang=ko</loc><xhtml:link rel="alternate" hreflang="ko" href="https://neoai.kr/news/article/qqqvoo-etf-둘-다-샀는데-분산투자일까-미국-빅테크-중복-비중-계산하는-방법-dee22fe1?lang=ko"/><xhtml:link rel="alternate" hreflang="en" href="https://neoai.kr/news/article/qqqvoo-etf-둘-다-샀는데-분산투자일까-미국-빅테크-중복-비중-계산하는-방법-dee22fe1?lang=en"/><lastmod>2026-10-23</lastmod><changefreq>daily</changefreq><priority>0.7</priority><image:image><image:loc>https://neoai.kr/api/auto-news/generated-image/thumb_p1005_fb5ece3b15fedb0bca0d_s1080.jpg</image:loc><image:title>QQQ·VOO ETF 둘 다 샀는데 분산투자일까? 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